Montgomery County property record for 10187 Cherry Tree Ter, Dayton, OH 45458 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 3,018 sqft Living Area |
| Lot Size | 17,990 sqft (0.412 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $284,000 (2016) |
| Tax Bill | $8,294.00 (2024) |
| Primary APN | O67 28803 0004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 3,018 sqft Living Area |
| 1st Floor | 1,279 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 17,990 sqft (0.412 acres) |
| Depth X Width | 180 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Deck Area | 528 sqft Deck |
| Patio Area | 564 sqft Patio |
| Porch | Open Porch |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 10187 CHERRY TREE TER |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-9428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 24 WASHINGTON TWP ESTATES ONE SEC 2 |
| Legal Subdivision | WASHINGTON TWP ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 40305 |
Source: Montgomery County records · APN O67 28803 0004
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10187 CHERRY TREE TER, DAYTON, OH 45458-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MTG |
| Sep 18, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2016 · Amount on Record |
| Deed Sale | Apr 28, 2016 · Amount on Record |
| Prior Sale | Jun 07, 2004 · Amount on Record |
| Deed Doc Number | 2016-00021488 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 10187 CHERRY TREE TER, DAYTON, OH 45458-9428 |
| Document Number | 0000043814 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10187 CHERRY TREE TER DAYTON OH 454589428, DAYTON, OH 45458-9428 |
| Document Number | 0000043814 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 43814 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 10187 CHERRY TREE TER, DAYTON, OH 45458-9428 |
| Document Number | 0000053237 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10187 CHERRY TREE TER DAYTON OH 454589428, DAYTON, OH 45458-9428 |
| Document Number | 0000053237 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 53237 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CHICAGO, IL 60607 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $144,170 (-) Land $30,260 Building $113,910 | ||
| 2024 | $8,294.00 (-6.6%) | ||
| 2023 | $8,880.00 (+5.23%) | $144,170 (+33%) Land $30,260 Building $113,910 | $411,910 (+33%) Land $86,450 Building $325,460 |
| 2022 | $8,439.00 | $108,400 Land $22,750 Building $85,650 | |
| 2020 | $309,710 Land $65,000 Building $244,710 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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