1019 Joel Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 1019 Joel Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Sep 2023)
Tax Bill	$8,711 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-426-010`

Property Details

APN / Parcel Number

Primary APN	`02-25-426-010`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	0225426010
Street Address	1019 JOEL LN
City	GENOA
State	IL
Zip	60135-7531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 - OAK CREEK ESTATES UNIT 4 - PHASE 1
Legal Subdivision	OAK CREEK ESTATES
Legal Phase	I
Legal Lot Number	40
Legal Unit	4
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4034
Census Tract	100

Owner

Source: DeKalb County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1019 JOEL LN, GENOA, IL 60135-7531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK
Apr 21, 2022	Warranty Deed, Transfer · Line of Credit CENTRAL BANK ILLINOIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	20236230
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1019 JOEL LN, GENOA, IL 60135-7531
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 JOEL LN, GENOA, IL 60135-7531

Mortgage

Document Number	0000002573
Date	Mar 31, 2026
Instrument	2026002573

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 7, 2023
Property Address	1019 JOEL LN, GENOA, IL 60135-7531
Document Number	0000006230
Map Reference	DOC 2006017645
Instrument Date	Aug 22, 2023
Instrument	2023006230
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1690 AFTON RD, SYCAMORE, IL 60178-3253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1019 JOEL LN, GENOA, IL 60135-7531

Mortgage

Document Number	0000006231
Date	Sep 7, 2023
Instrument	2023006231

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Max Rate	11.7%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 21, 2022
Property Address	1019 JOEL LN, GENOA, IL 60135-7531
Document Number	0000003995
Map Reference	DOC 2006017645
Instrument Date	Apr 13, 2022
Instrument	2022003995
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Tax	$19.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 BABSON RD, MONROE CENTER, IL 61052-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 E LINCOLN HWY, DEKALB, IL 60115-3958

Mortgage

Document Number	0000003996
Date	Apr 21, 2022
Instrument	2022003996

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,479 (+37.89%) Land $8,796 Building $104,683	$340,437 (+37.89%) Land $26,388 Building $314,049
2024	$8,711.00
2023		$82,296 (+329,084%) Land $7,162 Building $75,134	$246,888 (+329,084%) Land $21,486 Building $225,402
2022		$25 Land $25	$75 Land $75

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Fox Valley Internet.

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