1008 Joel Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 1008 Joel Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Jun 2018)
Tax Bill	$9,036 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-427-005`

Property Details

APN / Parcel Number

Primary APN	`02-25-427-005`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 73.2 ft wide

Location & Zoning

Account Number	0225427005
Street Address	1008 JOEL LN
City	GENOA
State	IL
Zip	60135-7531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 - OAK CREEK ESTATES UNIT 4 - PHASE 1
Legal Subdivision	OAK CREEK ESTATES
Legal Phase	I
Legal Lot Number	45
Legal Unit	4
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4033
Census Tract	100

Owner

1008 Joel Ln is owned and occupied by an individual who bought it in June 2018.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1008 JOEL LN, GENOA, IL 60135-7531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK-OTTAWA
Jun 19, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST ST BK-OTTAWA
Mar 23, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Document Number	20185935
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1008 JOEL LN, GENOA, IL 60135-7531
Document Number	0000010714
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 JOEL LN GENOA IL 601357531, GENOA, IL 60135-7531

Mortgage

Document Number	0000010714
Date	Nov 19, 2019
Instrument	10714

Lender

Name	FIRST ST BK-OTTAWA
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate	3.75%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 19, 2018
Property Address	1008 JOEL LN, GENOA, IL 60135-7531
Document Number	0000005935
Instrument Date	Jun 15, 2018
Instrument	5935
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4617 E 2619TH RD SANDWICH IL 605489300, SANDWICH, IL 60548-9300

Mortgage

Document Number	5936
Date	Jun 19, 2018
Instrument	5936

Lender

Name	FIRST ST BK-OTTAWA
Address	OTTAWA, IL 61350

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Interest

Rate	4.75%

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 23, 2017
Property Address	1008 JOEL LN, GENOA, IL 60135-7531
Document Number	0000002698
Instrument Date	Mar 22, 2017
Instrument	2698
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1008 JOEL LN GENOA IL 601357531, GENOA, IL 60135-7531

Mortgage

Document Number	2699
Date	Mar 23, 2017
Instrument	2699

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,471 Land $8,796 Building $108,675	$352,413 Land $26,388 Building $326,025
2024	$9,036.00
2023		$95,653 Land $7,162 Building $88,491	$286,959 Land $21,486 Building $265,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1008 Joel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Joel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Fox Valley Internet.

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