1007 Joel Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 1007 Joel Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,500 (Aug 2019)
Tax Bill	$8,739 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage May 2017 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-426-016`

Property Details

APN / Parcel Number

Primary APN	`02-25-426-016`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 74.3 ft wide

Location & Zoning

Account Number	0225426016
Street Address	1007 JOEL LN
City	GENOA
State	IL
Zip	60135-7531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 - OAK CREEK ESTATES UNIT 4 - PHASE 1
Legal Subdivision	OAK CREEK ESTATES
Legal Phase	I
Legal Lot Number	34
Legal Unit	4
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4034
Census Tract	100

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 JOEL LN, GENOA, IL 60135-7531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI RESOURCE BK
May 11, 2017	Warranty Deed, Construction Loan · Construction Mortgage GENOA LAND DEVELOPMENT LLC
May 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BISMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	20197854
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 8, 2017
Property Address	1007 JOEL LN, GENOA, IL 60135-7531
Document Number	0000012266
Instrument Date	Dec 7, 2017
Instrument	12266
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1007 JOEL LN GENOA IL 601357531, GENOA, IL 60135-7531

Mortgage

Document Number	12267
Date	Dec 8, 2017
Instrument	12267

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Interest

Rate	4.12%

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 11, 2017
Property Address	1007 JOEL LN, GENOA, IL 60135-7531
Document Number	0000004499
Instrument Date	May 10, 2017
Instrument	4499
Transaction Type	Construction Loan
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1827 E LINCOLN HWY DEKALB IL 601153958, DEKALB, IL 60115-3958
Investor	Possibly a Property Investor

Mortgage

Document Number	4500
Date	May 11, 2017
Instrument	4500

Lender

Name	GENOA LAND DEVELOPMENT LLC
Address	535 BABSON RD, MARENGO, IL 60152

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2018

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	May 15, 2017
Property Address	1007 JOEL LN, GENOA, IL 60135-7531
Instrument Date	May 10, 2017
Instrument	4624
Transaction Type	Construction Loan
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 S OAK ST CORTLAND IL 601124080, CORTLAND, IL 60112-4080

Mortgage

Document Number	0000004624
Date	May 15, 2017
Instrument	4624

Lender

Name	BISMARK MTG
Type	Mortgage Company
Address	CLYDE HILL, WA 98004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,524 (+22.81%) Land $8,796 Building $107,728	$349,572 (+22.81%) Land $26,388 Building $323,184
2024	$8,739.00
2023		$94,882 Land $7,162 Building $87,720	$284,646 Land $21,486 Building $263,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Fox Valley Internet.

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