1010 Joel Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 1010 Joel Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Mar 2018)
Tax Bill	$8,605 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-427-006`

Property Details

APN / Parcel Number

Primary APN	`02-25-427-006`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 73.2 ft wide

Location & Zoning

Account Number	0225427006
Street Address	1010 JOEL LN
City	GENOA
State	IL
Zip	60135-7531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 - OAK CREEK ESTATES UNIT 4 - PHASE 1
Legal Subdivision	OAK CREEK ESTATES
Legal Phase	I
Legal Lot Number	44
Legal Unit	4
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4033
Census Tract	100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 JOEL LN, GENOA, IL 60135-7531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Mar 6, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Mar 27, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI UNITED WHOLESALE MTG
Oct 2, 2017	Warranty Deed, Transfer GENOA LAND DEV LLC
Oct 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BISMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	20182748
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1010 JOEL LN, GENOA, IL 60135-7531
Transaction Type	Mortgage
Record Updated	Oct 3, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 JOEL IN, GENOA, IL 60135

Mortgage

Document Number	0000006623
Date	Sep 19, 2023
Instrument	2023006623

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GENOA, IL 60135

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 15, 2038

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1010 JOEL LN, GENOA, IL 60135-7531
Document Number	0000001736
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 JOEL LN GENOA IL 601357531, GENOA, IL 60135-7531

Mortgage

Document Number	0000001736
Date	Mar 11, 2019
Instrument	1736

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Interest

Rate	4.5%

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 27, 2018
Property Address	1010 JOEL LN, GENOA, IL 60135-7531
Document Number	0000002748
Instrument Date	Mar 23, 2018
Instrument	2748
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 JOEL LN GENOA IL 601357531, GENOA, IL 60135-7531

Mortgage

Document Number	2749
Date	Mar 27, 2018
Instrument	2749

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 2, 2017
Property Address	1010 JOEL LN, GENOA, IL 60135-7531
Document Number	0000009686
Instrument Date	Sep 27, 2017
Instrument	9686
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1827 E LINCOLN HWY DEKALB IL 601153958, DEKALB, IL 60115-3958
Investor	Possibly a Property Investor

Mortgage

Document Number	9687
Date	Oct 2, 2017
Instrument	9687

Lender

Name	GENOA LAND DEV LLC
Address	535 BABSON RD, MARENGO, IL 60152

Agreement

Amount	Amount Recorded

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 6, 2017
Property Address	1010 JOEL LN, GENOA, IL 60135-7531
Instrument Date	Sep 26, 2017
Instrument	9885
Transaction Type	Construction Loan
Record Updated	Dec 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 S OAK ST CORTLAND IL 601124080, CORTLAND, IL 60112-4080

Mortgage

Document Number	0000009885
Date	Oct 6, 2017
Instrument	9885

Lender

Name	BISMARK MTG
Type	Mortgage Company
Address	CLYDE HILL, WA 98004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,178 (+22.81%) Land $8,796 Building $103,382	$336,534 (+22.81%) Land $26,388 Building $310,146
2024	$8,605.00
2023		$91,344 Land $7,162 Building $84,182	$274,032 Land $21,486 Building $252,546

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Fox Valley Internet.

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