1019 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1019 Harbor Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,145 sqft · built 1991
Lot Size0.276 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$256,000 (Aug 2001)
Tax Bill$4,727 (2024)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-001-11962910

Property Details

APN / Parcel Number

Primary APN02-001-11962910
Alternative APNs
  • 2-001-11962910
  • 00111962910

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,145 sqft Living Area
Gross Area2,767 sqft
1st Floor Area780 sqft
Basement Area585 sqft
Finished Basement585 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.276 acres)
Garage TypeAttached
Garage Area622 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area300 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number00111962910
Street Address1019 HARBOR DR
CityANNAPOLIS
StateMD
Zip21403-4252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 79 SC F ANNAPOLIS ROADS
Legal SubdivisionANNAPOLIS ROADS
Legal Block2
Legal Lot Number79
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2007
Census Tract702602

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1019 HARBOR DR, ANNAPOLIS, MD 21403-4252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2001 · Amount on Record
Deed SaleAug 15, 2001 · Amount on Record
Prior SaleDec 4, 1996 · Amount on Record
Deed Document Number20011210
Deed Book / Page10697 / 631
Last Transfer DateJan 23, 2013
Transfer Doc0257850180
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1019 HARBOR DR, ANNAPOLIS, MD 21403-4252
Document Number0334670065
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 HARBOR DR ANNAPOLIS MD 214034252, ANNAPOLIS, MD 21403-4252

Mortgage

Document Number0334670065
DateAug 16, 2019
Book Page033467/000065
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$543,233 (+21.88%)$592,000 (+32.82%) Land $344,000 Building $248,000
2024$4,727.00 (+48.98%)
2023$3,173.00 Homeowner's exemption$445,700 Land $249,000 Building $196,700$445,700 Land $249,000 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims181 (1979–2024)
Claims Outside the SFHA43 of 181
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 130 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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