1015 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1015 Harbor Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,440 sqft · built 2006
Lot Size0.276 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Sep 2018)
Tax Bill$7,975 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-001-09923915

Property Details

APN / Parcel Number

Primary APN02-001-09923915
Alternative APNs
  • 2-001-09923915
  • 00109923915

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,440 sqft Living Area
Gross Area3,840 sqft
1st Floor Area1,200 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.276 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area388 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00109923915
Street Address1015 HARBOR DR
CityANNAPOLIS
StateMD
Zip21403-4226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 81 SC F ANNAPOLIS ROADS
Legal SubdivisionANNAPOLIS ROADS
Legal Block2
Legal Lot Number81
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2008
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1015 HARBOR DR, ANNAPOLIS, MD 21403-4226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 20, 2018Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jan 12, 2017Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Prior SaleJan 12, 2017 · Amount on Record
Deed Book / Page32501 / 374
Transfer Doc0200170695
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1015 HARBOR DR, ANNAPOLIS, MD 21403-4226
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 HARBOR DR, ANNAPOLIS, MD 21403-4226

Mortgage

Document Number0369720036
DateJun 13, 2021
Book Page36972/36
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 1, 2051

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 20, 2018
Property Address1015 HARBOR DR, ANNAPOLIS, MD 21403-4226
Document Number0325010374
Book / Page32501 / 374
Map ReferenceMB23 FO10
Instrument DateSep 18, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyBRENNAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 HARBOR DR, ANNAPOLIS, MD 21403-4226

Mortgage

Document Number0032501382
DateSep 20, 2018
Instrument32501/382
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJan 12, 2017
Property Address1015 HARBOR DR, ANNAPOLIS, MD 21403-4226
Document Number0305280267
Book / Page30528 / 267
Map ReferenceMB23 FO10
Instrument DateDec 29, 2016
Instrument30528-267
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyRAILWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 HARBOR DR, ANNAPOLIS, MD 21403-4226

Mortgage

Document Number30528274
DateJan 12, 2017
Instrument30528-274
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$777,000 (+8.64%) Land $344,000 Building $433,000$777,000 (-) Land $344,000 Building $433,000
2025$7,975.00 (-1.04%) Homeowner's exemption$715,233 (+20.88%)$777,000 (+31.32%) Land $344,000 Building $433,000
2024$8,059.00 (+31.64%)
2023$6,122.00 Homeowner's exemption$591,700 Land $249,000 Building $342,700$591,700 Land $249,000 Building $342,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims181 (1979–2024)
Claims Outside the SFHA43 of 181
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 130 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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