1013 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1013 Harbor Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,560 sqft · built 1970
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Aug 1999)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-001-09923910`

Property Details

APN / Parcel Number

Primary APN	`02-001-09923910`
Alternative APNs	`200109923910` `00109923910`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00109923910
Street Address	1013 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21403-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 82 SC F ANNAPOLIS ROADS
Legal Subdivision	ANNAPOLIS ROADS
Legal Block	2
Legal Lot Number	82
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2008
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 HARBOR DR, ANNAPOLIS, MD 21403-4226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 1999 · Amount on Record
Deed Sale	Aug 3, 1999 · Amount on Record
Prior Sale	May 23, 1994 · Amount on Record
Deed Document Number	199910581
Deed Book / Page	9338 / 793
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1013 HARBOR DR, ANNAPOLIS, MD 21403-4226
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARBOR DR, ANNAPOLIS, MD 21403-4226

Mortgage

Document Number	0378520087
Date	Nov 4, 2021
Book Page	37852/87

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,900 (+33.01%) Land $344,000 Building $220,900	$564,900 (+33.01%) Land $344,000 Building $220,900
2025	$4,506.00 (+46.78%)
2023	$3,070.00 Homeowner's exemption	$424,700 Land $249,000 Building $175,700	$424,700 Land $249,000 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	181 (1979–2024)
Claims Outside the SFHA	43 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 130 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20