Anne Arundel County property record for 1016 Harbor Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,233 sqft · built 1968 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Jun 2021) |
| Tax Bill | $5,998 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit May 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-001-12373900 |
| Primary APN | 02-001-12373900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,233 sqft Living Area |
| 1st Floor Area | 1,389 sqft |
| Basement Area | 844 sqft |
| Finished Basement | 844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,000 sqft (0.367 acres) |
| Porch | Open Porch |
| Porch Area | 225 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00112373900 |
|---|---|
| Street Address | 1016 HARBOR DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 95 SC F ANNAPOLIS ROADS |
| Legal Subdivision | ANNAPOLIS ROADS |
| Legal Block | 2 |
| Legal Lot Number | 95 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 702602 |
1016 Harbor Dr is owned and occupied by an individual who bought it in June 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit NASA FCU |
| May 5, 2023 | Deed of Trust, Mortgage TRUIST BANK |
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit NASA FCU |
| Jun 11, 2021 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Dec 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MARINER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on File |
| Deed Sale | Jun 11, 2021 · Amount on File |
| Prior Sale | Oct 6, 2009 · Amount on File |
| Deed Book / Page | 36959 / 412 |
| Prior Transfer Date | Nov 15, 2013 |
| Prior Transfer Doc | 0268900365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0365540363 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 36554/363 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0396340415 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 39634/415 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0393860010 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 39386/10 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 8, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | CU TITLE INS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0308790016 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 30879/016 |
| Instrument | 30879-016 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | UPPER MARLBORO, MD 20774 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 11, 2021 |
| Property Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0369590412 |
| Book / Page | 36959 / 412 |
| Map Reference | MB 23 PG 10 |
| Instrument Date | May 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0036959417 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 36959/417 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1016 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0316490289 |
| Book / Page | 031649 / 000289 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1016 HARBOR DR ANNAPOLIS MD 214034227, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0316490289 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 031649/000289 |
| Name | FIRST MARINER BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
The 2025 property tax bill for 1016 Harbor Dr was $5,998 with a homeowner's exemption, down 0.5% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,700 (+11.99%) Land $361,000 Building $243,700 | $604,700 (-) Land $361,000 Building $243,700 | |
| 2025 | $5,998.00 (-0.48%) Homeowner's exemption | $539,967 | $604,700 Land $361,000 Building $243,700 |
| 2024 | $6,027.00 (+34.47%) | ||
| 2023 | $4,482.00 Homeowner's exemption | $410,500 Land $261,000 Building $149,500 | $410,500 Land $261,000 Building $149,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1016 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 181 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 181 (1979–2024) |
| Claims Outside the SFHA | 43 of 181 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1016 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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