1018 Cape Cod Dr, Stafford, VA 22554 Property Records

Stafford County property record for 1018 Cape Cod Dr, Stafford, VA 22554 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,688 sqft · built 1986
Lot Size	0.351 acres (15,298 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jan 2018)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21B-771`

Property Details

APN / Parcel Number

Primary APN	`21B-771`
Alternative APNs	`021B 771` `12022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,298 sqft (0.351 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	12022
Old Parcel Number	021B 771
Street Address	1018 CAPE COD DR
City	STAFFORD
State	VA
Zip	22554-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 771 15300 SQFT SEC 3 AQUIA HARBOUR SUB
Legal Subdivision	AQUIA HARBOUR SEC 03
Legal Lot Number	771 15300
Jurisdiction	STAFFORD VA
Township / Civil Division	AQUIA
Census Block Group	1
Census Block	1014
Census Tract	10103

Owner

Source: Stafford County records · APN 21B-771

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1018 CAPE COD DR, STAFFORD, VA 22554-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS
Jan 03, 2018	Grant Deed, Transfer · VA Mortgage FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2018 · Amount on Record
Deed Sale	Jan 03, 2018 · Amount on Record
Prior Sale	Aug 03, 2004 · Amount on Record
Deed Document Number	180000068
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	1018 CAPE COD DR, STAFFORD, VA 22554-2125
Document Number	200019416
Instrument Date	Aug 03, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125

Mortgage

Document Number	200019416
Date	Aug 12, 2020
Instrument	19416

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	1018 CAPE COD DR, STAFFORD, VA 22554-2125
Document Number	190021402
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125

Mortgage

Document Number	190021402
Date	Nov 22, 2019
Instrument	21402

Lender

Name	GO DIRECT LENDERS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Fixed Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jan 03, 2018
Property Address	1018 CAPE COD DR, STAFFORD, VA 22554-2125
Document Number	180000068
Instrument Date	Dec 20, 2017
Instrument	68
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	TERRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1018 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125

Mortgage

Document Number	180000069
Date	Jan 03, 2018
Instrument	69

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2048

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00 (+8.64%)	$403,900 (+9.61%) Land $145,000 Building $258,900	$403,900 (+9.61%) Land $145,000 Building $258,900
2023	$3,482.00 (+26.43%)	$368,500 Land $120,000 Building $248,500	$368,500 Land $120,000 Building $248,500
2021	$2,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790101031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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