1102 Cape Cod Dr, Stafford, VA 22554 Property Records

Stafford County property record for 1102 Cape Cod Dr, Stafford, VA 22554

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,533 sqft · built 1977
Lot Size0.369 acres (16,108 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesJan 2024 Second Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21B-824

Property Details

APN / Parcel Number

Primary APN21B-824
Alternative APNs
  • 021B 824
  • 12075

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,533 sqft Living Area
Gross Area2,911 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,108 sqft (0.369 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck Area320 sqft
Patio Area320 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number12075
Old Parcel Number021B 824
Street Address1102 CAPE COD DR
CitySTAFFORD
StateVA
Zip22554-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 824 16109 SQFT SEC 3 AQUIA HARBOUR SUB
Legal SubdivisionAQUIA HARBOUR SEC 03
Legal Lot Number824 16109
JurisdictionSTAFFORD VA
Township / Civil DivisionAQUIA
Census Block Group1
Census Block1015
Census Tract10103

Owner

Source: Stafford County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1102 CAPE COD DR, STAFFORD, VA 22554-2122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Mar 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPRING SQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 30, 2006
Transfer Doc060021636
Record UpdatedJun 7, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address1102 CAPE COD DR, STAFFORD, VA 22554-2122
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240000320
DateJan 10, 2024
Instrument240000320
Lender
NameSPRING EQ LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address1102 CAPE COD DR, STAFFORD, VA 22554-2122
Document Number200005416
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedApr 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 CAPE COD DR STAFFORD VA 225542122, STAFFORD, VA 22554-2122

Mortgage

Document Number200005416
DateMar 12, 2020
Instrument5416
Lender
NameSPRING SQ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$401,100 Land $120,000 Building $281,100$401,100 Land $120,000 Building $281,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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