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1101 Cape Cod Dr, Stafford, VA 22554 Property Records

Stafford County property record for 1101 Cape Cod Dr, Stafford, VA 22554

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,366 sqft · built 1978
Lot Size0.468 acres (20,399 sqft)
OwnerIndividual Name on Record
Last Sale$540,000 (Jun 2023)
Tax Bill$4,934 (2025)
Deeds & MortgagesMar 2024 Refinance
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21B-709

Property Details

APN / Parcel Number

Primary APN21B-709
Alternative APNs
  • 021B 709
  • 11964

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,366 sqft Living Area
Basement Area1,144 sqft
Finished Basement724 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleTudor
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,399 sqft (0.468 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number11964
Old Parcel Number021B 709
Street Address1101 CAPE COD DR
CitySTAFFORD
StateVA
Zip22554-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 709 20401 SQFT SEC 3 AQUIA HARBOUR SUB
Legal SubdivisionAQUIA HARBOUR SEC 03
Legal Lot Number709 20401
JurisdictionSTAFFORD VA
Township / Civil DivisionAQUIA
Census Block Group1
Census Block1016
Census Tract10103

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1101 CAPE COD DR, STAFFORD, VA 22554-2121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE LLC
Jun 26, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Deed Document Number230007623
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address1101 CAPE COD DR, STAFFORD, VA 22554-2121
Transaction TypeMortgage
Record UpdatedApr 17, 2024
Title CompanyTITAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240002353
DateMar 6, 2024
Instrument240002353
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Rate TypeFixed Rate

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateJun 26, 2023
Property Address1101 CAPE COD DR, STAFFORD, VA 22554-2121
Document Number0230007623
Instrument DateJun 21, 2023
Instrument230007623
Transaction TypeTransfer
Record UpdatedJul 12, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 CAPE COD DR, STAFFORD, VA 22554-2121

Mortgage

Document Number0230007624
DateJun 26, 2023
Instrument230007624
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,934.00 (+6.66%)$526,800 (+7.6%) Land $145,000 Building $381,800$526,800 (+7.6%) Land $145,000 Building $381,800
2023$4,626.00 (+29.04%)$489,600 (-) Land $120,000 Building $369,600$489,600 (-) Land $120,000 Building $369,600
2022$489,600 Land $120,000 Building $369,600$489,600 Land $120,000 Building $369,600
2021$3,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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