1012 Cape Cod Dr, Stafford, VA 22554 Property Records

Stafford County property record for 1012 Cape Cod Dr, Stafford, VA 22554

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,452 sqft · built 1986
Lot Size0.408 acres (17,772 sqft)
Owner2 Company Names on File
Tax Bill$4,801 (2025)
Deeds & MortgagesJan 2024 Transfer
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21B-774

Property Details

APN / Parcel Number

Primary APN21B-774
Alternative APNs
  • 021B 774
  • 12025

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area3,452 sqft Living Area
Gross Area4,172 sqft
Basement Area1,176 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,772 sqft (0.408 acres)
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces
Deck Area360 sqft
Patio Area360 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number12025
Street Address1012 CAPE COD DR
CitySTAFFORD
StateVA
Zip22554-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 774 17773 SQFT SEC 3 AQUIA HARBOUR SUB
Legal SubdivisionSEC 3 AQUIA HARBOUR SUB
Legal Block1
Legal Lot Number774
JurisdictionSTAFFORD VA
Township / Civil DivisionAQUIA
Census Block Group1
Census Block1014
Census Tract10103

Owner

Source: Stafford County records · APN 21B-774

Assessment roll updated August 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1012 CAPE COD DR, STAFFORD, VA 22554-2125
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2024Intrafamily Transfer, Transfer
Feb 29, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 08, 2024
Transfer Doc0000000271
Record UpdatedJun 08, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTAFFORD VA
Recording DateJan 09, 2024
Property Address1012 CAPE COD DR, STAFFORD, VA 22554-2125
Document Number0240000271
Instrument DateJan 08, 2024
Instrument240000271
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 CAPE COD DR, STAFFORD, VA 22554-2125

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address1012 CAPE COD DR, STAFFORD, VA 22554-2125
Document Number200004730
Instrument DateFeb 29, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125

Mortgage

Document Number200004730
DateMar 04, 2020
Instrument4730
Lender
NameNATIONSTAR MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueMar 03, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,801.00 (+20.48%)$520,900 (+23.52%) Land $145,000 Building $375,900$520,900 (+23.52%) Land $145,000 Building $375,900
2023$3,985.00 (+18.92%)$421,700 Land $120,000 Building $301,700$421,700 Land $120,000 Building $301,700
2021$3,351.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Based on FCC filings for 361 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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