1018 Barton St, Otsego, MI 49078 Property Records

Allegan County property record for 1018 Barton St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,857 sqft · built 1998
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Apr 1996)
Tax Bill	$4,847 (2025)
Deeds & Mortgages	Oct 2025 Transfer May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54-275-076-00`

Property Details

APN / Parcel Number

Primary APN	`54-275-076-00`
Alternative APN	`03-54-275-076-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,857 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	1,824 sqft
Unfinished Basement	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	11,500 sqft (0.264 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1018 BARTON ST
City	OTSEGO
State	MI
Zip	49078-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 76 ELEY ACRES III SEC 26 T1N R12W (96)
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES III
Legal Lot Number	76
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3011
Census Tract	31900

Owner

1018 Barton St is owned and occupied by two individuals who acquired it in October 2025.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1018 BARTON ST, OTSEGO, MI 49078-1576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Intrafamily Transfer, Transfer
May 26, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1996 · Amount on File
Deed Sale	Apr 1, 1996 · Amount on File
Prior Sale	Apr 17, 1995 · Amount on File
Deed Book / Page	1597 / 652
Last Transfer Date	Oct 29, 2025
Transfer Doc	005081/966
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 29, 2025
Property Address	1018 BARTON ST, OTSEGO, MI 49078-1576
Document Number	005081/966
Book / Page	5081 / 966
Map Reference	LB 14 PG 1&12
Instrument Date	Oct 21, 2025
Instrument	2025017420
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 BARTON ST, OTSEGO, MI 49078-1576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1018 BARTON ST, OTSEGO, MI 49078-1576

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1018 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	Jun 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4465/833
Date	May 26, 2020
Book Page	4465/833

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1018 Barton St was $4,847 with a homeowner's exemption, up 2.5% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,900 (+3.86%) Land $17,500 Building $173,400	$381,800 (+3.86%) Land $35,000 Building $346,800
2025	$4,847.00 (+2.45%) Homeowner's exemption	$183,800 Land $17,500 Building $166,300	$367,600 Land $35,000 Building $332,600
2024	$4,731.00
2023		$156,300 Land $10,000 Building $146,300	$312,600 Land $20,000 Building $292,600
2022	$4,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1018 Barton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 Barton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber, Surf Internet.

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