1014 Barton St, Otsego, MI 49078 Property Records

Allegan County property record for 1014 Barton St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,936 sqft · built 1997
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Feb 1999)
Tax Bill	$4,573 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`54-275-078-00`

Property Details

APN / Parcel Number

Primary APN	`54-275-078-00`
Alternative APN	`03-54-275-078-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Lot Area	11,021 sqft (0.253 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1014 BARTON ST
City	OTSEGO
State	MI
Zip	49078-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 78 ELEY ACRES III SEC 26 T1N R12W (96)
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES III
Legal Lot Number	78
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3011
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1014 BARTON ST, OTSEGO, MI 49078-1576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 1999 · Amount on Record
Deed Sale	Feb 19, 1999 · Amount on Record
Prior Sale	Feb 11, 1999 · Amount on Record
Deed Document Number	19991
Deed Book / Page	1821 / 603
Last Transfer Date	Apr 15, 2025
Transfer Doc	005027/836
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1014 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 BARTON ST, OTSEGO, MI 49078-1576

Mortgage

Document Number	004748/115
Date	Apr 7, 2022
Book Page	4748/115
Instrument	2022007245

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 5, 2021
Property Address	1014 BARTON ST, OTSEGO, MI 49078-1576
Document Number	4574/759
Book / Page	4574 / 759
Map Reference	LB 14 PG 11&12
Instrument Date	Jan 27, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1014 BARTON ST, OTSEGO, MI 49078-1576

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,300 (+23.69%) Land $17,500 Building $130,800	$296,600 (+23.69%) Land $35,000 Building $261,600
2025	$4,573.00 (+19.68%)
2023		$119,900 Land $10,000 Building $109,900	$239,800 Land $20,000 Building $219,800
2022	$3,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber, Surf Internet.

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