1019 Barton St, Otsego, MI 49078 Property Records

Allegan County property record for 1019 Barton St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1995
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Nov 2020)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-275-056-00`

Property Details

APN / Parcel Number

Primary APN	`54-275-056-00`
Alternative APN	`03-54-275-056-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,523 sqft Living Area
1st Floor Area	788 sqft
Basement Area	788 sqft
Unfinished Basement	788 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Lot Area	15,594 sqft (0.358 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1019 BARTON ST
City	OTSEGO
State	MI
Zip	49078-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 56 EX N 5' THEREOF ELEY ACRES III SEC 26 T1N R12W (97)
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES III
Legal Lot Number	56
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3039
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1019 BARTON ST, OTSEGO, MI 49078-1576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit ADVENTURE CU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 12, 2020	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Book / Page	4537 / 285
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1019 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4636/977
Date	Jun 24, 2021
Book Page	4636/977

Lender

Name	ADVENTURE CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 23, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1019 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4533/968
Date	Nov 4, 2020
Book Page	4533/968

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 12, 2020
Property Address	1019 BARTON ST, OTSEGO, MI 49078-1576
Document Number	4537/285
Book / Page	4537 / 285
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1019 BARTON ST, 1019, OTSEGO, MI 49078-1576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9594 W FG AVE, KALAMAZOO, MI 49009-8545

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,900 (+23.47%) Land $17,500 Building $111,400	$257,800 (+23.47%) Land $35,000 Building $222,800
2025	$4,822.00 (+19.68%)
2023		$104,400 Land $10,000 Building $94,400	$208,800 Land $20,000 Building $188,800
2022	$4,029.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber, Surf Internet.

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