1013 Barton St, Otsego, MI 49078 Property Records

Allegan County property record for 1013 Barton St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,427 sqft · built 1995
Lot Size	0.311 acres (13,547 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Apr 2026)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	May 2019 Line of Credit Apr 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`54-275-053-00`

Property Details

APN / Parcel Number

Primary APN	`54-275-053-00`
Alternative APN	`03-54-275-053-00`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,547 sqft (0.311 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1013 BARTON ST
City	OTSEGO
State	MI
Zip	49078-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 53 ELEY ACRES III SEC 26 T1N R12W (96)
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES III
Legal Lot Number	53
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3039
Census Tract	31900

Owner

1013 Barton St is owned and occupied by an individual who bought it in April 2026.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CORP
Jun 2, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Feb 3, 2011	Deed of Trust, Mortgage FIFTH THIRD BANK WESTERN MICHIGAN
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CORP
Jun 2, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA
May 10, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Nov 14, 1997 · Amount on File
Deed Document Number	20267061
Deed Book / Page	5133 / 164
Prior Transfer Date	Apr 22, 2026
Prior Transfer Doc	005133/164
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004342/869
Date	May 10, 2019
Book Page	4342/869

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004238/852
Date	Apr 20, 2018
Book Page	4238/852

Lender

Name	FIFTH THIRD MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004468/275
Date	Jun 2, 2020
Book Page	4468/275

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003491/077
Date	Feb 3, 2011
Book Page	3491/077

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2031

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 29, 2026
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Document Number	0000007061
Book / Page	5133 / 164
Instrument Date	Apr 22, 2026
Instrument	2026.7061
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299,667.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1013 BARTON ST, OTSEGO, MI 49078-1576

Mortgage

Document Number	0000007062,
Date	Apr 29, 2026
Instrument	2026..7062

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 29, 2026
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Document Number	005133/164
Book / Page	5133 / 164
Instrument Date	Apr 22, 2026
Instrument	20267061
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299,667.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1013 BARTON ST, OTSEGO, MI 49078-1576

Mortgage

Document Number	0000007062,
Date	Apr 29, 2026
Instrument	20267062

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4238/852
Date	Apr 20, 2018
Book Page	4238/852

Lender

Name	FIFTH THIRD MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4468/275
Date	Jun 2, 2020
Book Page	4468/275

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1013 BARTON ST, OTSEGO, MI 49078-1576
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4342/869
Date	May 10, 2019
Book Page	4342/869

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Barton St was $4,485 with a homeowner's exemption, up 2.4% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,700 (+3.62%) Land $17,500 Building $131,200	$297,400 (+3.62%) Land $35,000 Building $262,400
2025	$4,485.00 (+2.44%) Homeowner's exemption	$143,500 Land $17,500 Building $126,000	$287,000 Land $35,000 Building $252,000
2024	$4,378.00
2023		$120,800 Land $10,000 Building $110,800	$241,600 Land $20,000 Building $221,600
2022	$3,747.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1013 Barton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Barton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber, Surf Internet.

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