10196 Oak Grove Dr, Descanso, CA 91916 Property Records

San Diego County property record for 10196 Oak Grove Dr, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,634 sqft · built 1999
Lot Size9.88 acres (430,808 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (Jun 1989)
Tax Bill$6,545 (2025)
Flood ZoneZone X (minimal risk)
APN405-200-22-00

Property Details

APN / Parcel Number

Primary APN405-200-22-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,634 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area430,808 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address10196 OAK GROVE DR
CityDESCANSO
StateCA
Zip91916-9832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 13-15-3E SWQ SWQ OF NWQ OF
Legal Range03E
Legal Township15
Legal Section13
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1023
Census Tract21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address10196 OAK GROVE DR, DESCANSO, CA 91916-9832
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 1989 · Amount on Record
Deed SaleJun 1, 1989 · Amount on Record
Deed Document Number1989291216
Last Transfer DateJun 23, 2004
Transfer Doc0000603571
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$615,647 (+2%) Land $220,106 Building $395,541
2025$6,545.00 (+4.1%) Homeowner's exemption$603,577 (+4.04%) Land $215,791 Building $387,786
2023$6,287.00 (-1.46%) Homeowner's exemption$580,141 Land $207,412 Building $372,729
2022$6,380.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.7% of the US · above 98.7% of California
Wildfire Likelihood7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

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