1017 Theodore Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1017 Theodore Rd, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage780 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
GarageAttached, 330 sqft
Last Sale$227,500 (2026)
Tax Bill$4,404.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.20-4-12
Alternative APN
  • 280005902000040120000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area780 sqft Living Area
1st Floor780 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,583 sqft (0.22 acres)
Depth X Width150 ft x 65 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area330 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area100 sqft Shed
Patio Area50 sqft Patio
Porch Area50 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1017 THEODORE RD
CitySCHENECTADY
StateNY
Zip12303-3374
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,FMRM,TLSH FREDS COMM-225 4.-295-23
Legal Block4
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup2
Census Block2007
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.20-4-12

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address184 BRIDGE ST, SCHOHARIE, NY 12157-1721
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Warranty Deed, Transfer · Conventional Mortgage
SIDNEY FEDERAL CREDIT UNION
Oct 27, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Prior SaleOct 27, 2022 · Amount on Record
Deed Doc Number202614303
Deed Book / Page2174 / 501
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 24, 2026
Property Address1017 THEODORE RD, SCHENECTADY, NY 12303-3374
Document Number0000014303
Book / Page2174 / 501
Instrument DateJun 02, 2026
Instrument202614303
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$91,910.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 BRIDGE ST, SCHOHARIE, NY 12157-1721

Mortgage

Document Number0000014304,
DateJun 24, 2026
Instrument202614304
Lender
NameSIDNEY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 27, 2022
Property Address1017 THEODORE RD, SCHENECTADY, NY 12303-3374
Document Number0000056823
Book / Page2095 / 643
Map ReferenceDR 68
Instrument DateOct 14, 2022
Instrument202256823
Transaction TypeTransfer
Record UpdatedNov 11, 2022
Title CompanyFORD & REALE TITLE SVCS LLC, FORD AND REALE TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$722.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1017 THEODORE RD, 1017, SCHENECTADY, NY 12303-3374

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 HORIZON BLVD, SCHENECTADY, NY 12306-5604

Mortgage

Document Number0000056824
DateOct 27, 2022
Instrument202256824
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,404.00$120,000 (-) Land $10,400 Building $109,600$184,600 (+16.91%) Land $15,999 Building $168,601
2023$120,000 Land $10,400 Building $109,600$157,900 Land $13,685 Building $144,215

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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