1009 Theodore Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1009 Theodore Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Dec 2015)
Tax Bill	$3,371 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-4-14`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-4-14`
Alternative APN	`280005902000040140000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1009 THEODORE RD
City	SCHENECTADY
State	NY
Zip	12303-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G FREDS COMM-223 4.-295-21
Legal Subdivision	MAP NO 2 FREDS COMMUNITY PLOT
Legal Block	4
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2007
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 THEODORE RD, SCHENECTADY, NY 12303-3374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2015 · Amount on Record
Deed Sale	Dec 3, 2015 · Amount on Record
Prior Sale	Dec 3, 2015 · Amount on Record
Deed Book / Page	1927 / 42
Last Transfer Date	Aug 31, 2020
Transfer Doc	0000028904
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 23, 2020
Property Address	1009 THEODORE RD, SCHENECTADY, NY 12303-3374
Document Number	0000028904
Book / Page	2042 / 192
Instrument Date	Aug 31, 2020
Instrument	202028904
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 THEODORE RD, SCHENECTADY, NY 12303-3374

Mortgage

Document Number	0000028906
Date	Sep 23, 2020
Instrument	202028906

Lender

Name	BALLSTON SPA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,371.00 (+1.72%)
2025	$3,314.00	$90,300 (-) Land $9,900 Building $80,400	$138,900 (+16.92%) Land $15,228 Building $123,672
2023		$90,300 Land $9,900 Building $80,400	$118,800 Land $13,025 Building $105,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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