1022 Theodore Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1022 Theodore Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,319 sqft · built 1951
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$138,000 (Feb 2011)
Tax Bill$6,532 (2026)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 59.20-3-35

Property Details

APN / Parcel Number

Primary APN422800 59.20-3-35
Alternative APN
  • 280005902000030350000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,319 sqft Living Area
1st Floor Area1,319 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area200 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1022 THEODORE RD
CitySCHENECTADY
StateNY
Zip12303-3375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G FREDS COMM -234 4.-296-7
Legal Block3
Legal Lot Number35.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2007
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1022 THEODORE RD, SCHENECTADY, NY 12303-3375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2011 · Amount on Record
Deed SaleFeb 8, 2011 · Amount on Record
Deed Document Number20115501
Deed Book / Page1833 / 779
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1022 THEODORE RD, SCHENECTADY, NY 12303-3375
Document Number0000047208
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 THEODORE RD SCHENECTADY NY 123033375, SCHENECTADY, NY 12303-3375

Mortgage

Document Number0000047208
DateOct 18, 2019
Book Page004947/000045
Instrument47208
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 17, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,532.00 (+1.7%) Homeowner's exemption
2025$6,423.00$175,000 (-) Land $9,900 Building $165,100$269,200 (+16.89%) Land $15,229 Building $253,971
2023$175,000 Land $9,900 Building $165,100$230,300 Land $13,028 Building $217,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on Theodore Rd

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