1021 Theodore Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1021 Theodore Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,438 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,880 (May 2000)
Tax Bill	$8,772 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-4-11`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-4-11`
Alternative APN	`280005902000040110000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,438 sqft Living Area
1st Floor Area	1,488 sqft
2nd Floor Area	950 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Shed	1 Shed
Canopy	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1021 THEODORE RD
City	SCHENECTADY
State	NY
Zip	12303-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,TLSH,ADD FREDS COMM-226 4.-295-24
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2007
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1021 THEODORE RD, SCHENECTADY, NY 12303-3374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 25, 2017	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2000 · Amount on Record
Deed Sale	May 2, 2000 · Amount on Record
Prior Sale	May 1, 2000 · Amount on Record
Deed Book / Page	1577 / 320
Last Transfer Date	Jul 9, 2010
Transfer Doc	1824000842
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1021 THEODORE RD, SCHENECTADY, NY 12303-3374
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 THEODORE RD, SCHENECTADY, NY 12303-3374

Mortgage

Document Number	0000049669
Date	Oct 6, 2021
Book Page	5153/536
Instrument	202149669

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Jul 1, 2041

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	1021 THEODORE RD, SCHENECTADY, NY 12303-3374
Document Number	0000010630
Book / Page	004747 / 000560
Instrument Date	Feb 25, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 THEODORE RD SCHENECTADY NY 123033374, SCHENECTADY, NY 12303-3374

Mortgage

Document Number	0000010630
Date	Mar 9, 2017
Book Page	004747/000560
Instrument	10630

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 8, 2042

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,772.00 (+1.7%) Homeowner's exemption
2025	$8,625.00	$235,000 (-) Land $9,900 Building $225,100	$361,500 (+16.91%) Land $15,229 Building $346,271
2023		$235,000 Land $9,900 Building $225,100	$309,200 Land $13,026 Building $296,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on Theodore Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures