1016 Oak St, Kalamazoo, MI 49008 Property Records

Kalamazoo County property record for 1016 Oak St, Kalamazoo, MI 49008

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,663 sqft · built 1896
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2022)
Tax Bill	$3,414 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-426-007`

Property Details

APN / Parcel Number

Primary APN	`06-21-426-007`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,663 sqft Living Area
1st Floor Area	1,003 sqft
Basement Area	1,003 sqft
Unfinished Basement	1,003 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Lot Area	5,663 sqft (0.13 acres)
Lot Width	49.5 ft Width
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1016 OAK ST
City	KALAMAZOO
State	MI
Zip	49008-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	50834 WHEATONS ADDITION N 3R OF LOTS 24 AND 26, EXC E 28 LINKS OF LOT 24 IN STREET.
Legal Subdivision	WHEATONS ADDITION
Legal Lot Number	24,26
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2007
Census Tract	601

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1016 OAK ST, KALAMAZOO, MI 49008-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 14, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Mar 25, 2022	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 5, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20229927
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	2018034959
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1016 OAK ST, KALAMAZOO, MI 49008-1136
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 OAK ST, KALAMAZOO, MI 49008-1136

Mortgage

Document Number	2026000006
Date	Jan 2, 2026
Instrument	2026-000006

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1016 OAK ST, KALAMAZOO, MI 49008-1136
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9604 M 89, RICHLAND, MI 49083-9664

Mortgage

Document Number	2022008575
Date	Mar 14, 2022
Instrument	2022-008575

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 25, 2022
Property Address	1016 OAK ST, KALAMAZOO, MI 49008-1136
Document Number	2022009927
Map Reference	LB 1 PG 63
Instrument Date	Mar 10, 2022
Instrument	2022-009927
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 PACIFIC TER, 1540, KLAMATH FALLS, OR 97601-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 OAK ST, KALAMAZOO, MI 49008-1136

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1016 OAK ST, KALAMAZOO, MI 49008-1136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020036585
Date	Oct 21, 2020
Instrument	2020-036585

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 5, 2018
Property Address	1016 OAK ST, KALAMAZOO, MI 49008-1136
Document Number	2018034959
Map Reference	LB1 PG63
Instrument Date	Oct 30, 2018
Instrument	2018-034959
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 VANDERBILT LN, 2150, REDONDO BEACH, CA 90278-3021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 WHEATON AVE, KALAMAZOO, MI 49008-1363

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Feb 21, 2017
Property Address	1016 OAK ST, KALAMAZOO, MI 49008-1136
Document Number	2017005062
Map Reference	LB1 PG63
Instrument Date	Nov 14, 2016
Instrument	2017-005062
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2240 N 72ND CT, 2240, ELMWOOD PARK, IL 60707-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 VANDERBILT LN APT B, B, REDONDO BEACH, CA 90278-3234

Mortgage

Document Number	2017005064
Date	Feb 21, 2017
Instrument	2017-005064

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,600 (+34.31%)	$165,200 (+34.31%)
2025	$3,414.00 (+57.62%) Homeowner's exemption
2023		$61,500	$123,000
2019	$2,166.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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