1109 Oak St, Kalamazoo, MI 49008 Property Records

Kalamazoo County property record for 1109 Oak St, Kalamazoo, MI 49008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Aug 2022)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-21-432-002`

Property Details

APN / Parcel Number

Primary APN	`06-21-432-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	870 sqft
Basement Area	870 sqft
Unfinished Basement	870 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	22 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 OAK ST
City	KALAMAZOO
State	MI
Zip	49008-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-15
Legal Description	50804 WHEATONS ADDITION SOUTH 36FT OF NORTH 110FT OF LOT 19.
Legal Subdivision	WHEATONS ADDITION
Legal Lot Number	19
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	1
Census Block	1000
Census Tract	601

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 OAK ST, KALAMAZOO, MI 49008-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
May 24, 2018	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	202226999
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 18, 2022
Property Address	1109 OAK ST, KALAMAZOO, MI 49008-1340
Document Number	2022026999
Map Reference	LB 1 PG 63
Instrument Date	Jul 29, 2022
Instrument	2022-026999
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 ALAMO AVE, 2140, KALAMAZOO, MI 49006-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3518 CRANBROOK AVE, KALAMAZOO, MI 49006-2073

Mortgage

Document Number	2022027000
Date	Aug 18, 2022
Instrument	2022-027000

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 24, 2018
Property Address	1109 OAK ST, KALAMAZOO, MI 49008-1340
Document Number	2018017077
Map Reference	LB1 PG63
Instrument Date	May 8, 2018
Instrument	2018-017077
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Tax	$748.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 OAKHURST AVE, 315, KALAMAZOO, MI 49001-5317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 ALAMO AVE, KALAMAZOO, MI 49006-1605
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,000 (+34.65%)	$164,000 (+34.65%)
2025	$1,889.00 (-19.79%)
2023		$60,900	$121,800
2019	$2,355.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Xfinity.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures