1012 Oak St, Kalamazoo, MI 49008 Property Records

Kalamazoo County property record for 1012 Oak St, Kalamazoo, MI 49008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,329 sqft · built 1936
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Sep 2019)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-296-001`

Property Details

APN / Parcel Number

Primary APN	`06-21-296-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	763 sqft
Basement Area	611 sqft
Unfinished Basement	611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	3,920 sqft (0.09 acres)
Lot Width	40 ft Width
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 OAK ST
City	KALAMAZOO
State	MI
Zip	49008-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	43084 STARKWEATHERS ADDITION, LIBER 3 OF PLATS PAGE 22; THE SOUTH 40FT OF LOT 28. THE SOUTH 40FT OF THE EAST 29.68FT OF LOT
Legal Subdivision	STARKWEATHERS ADD
Legal Lot Number	27-28
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2007
Census Tract	601

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 OAK ST, KALAMAZOO, MI 49008-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Sep 6, 2019	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Jun 11, 2018	Warranty Deed, Transfer TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	201926072
Last Transfer Date	Jun 21, 2021
Transfer Doc	2021026914
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 2, 2021
Property Address	1012 OAK ST, KALAMAZOO, MI 49008-1136
Document Number	2021026914
Map Reference	LB 03 PG 22
Instrument Date	Jun 21, 2021
Instrument	2021-026914
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 OAK ST, 1012, KALAMAZOO, MI 49008-1136

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 OAK ST, KALAMAZOO, MI 49008-1136

Mortgage

Document Number	2021026915
Date	Jul 2, 2021
Instrument	2021-026915

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 6, 2019
Property Address	1012 OAK ST, KALAMAZOO, MI 49008-1136
Document Number	2019026072
Map Reference	LB 3 PG 22
Instrument Date	Aug 23, 2019
Instrument	2019-026072
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$746.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6677 BELGIAN AVE, 6677, KALAMAZOO, MI 49009-8995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 W VINE ST, KALAMAZOO, MI 49008-1152

Mortgage

Document Number	2019026073
Date	Sep 6, 2019
Instrument	2019-026073

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 11, 2018
Property Address	1012 OAK ST, KALAMAZOO, MI 49008-1136
Document Number	2018018677
Map Reference	LB3 PG22
Instrument Date	Apr 30, 2018
Instrument	2018-018677
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6677 BELGIAN AVE, 6677, KALAMAZOO, MI 49009-8995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 W CENTRE AVE, PORTAGE, MI 49024-5309

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 28, 2017
Property Address	1012 OAK ST, KALAMAZOO, MI 49008-1136
Document Number	2017021981
Map Reference	LB3 PG22
Instrument Date	Jun 12, 2017
Instrument	2017-021981
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 BUNKERHILL DR, 1115, KALAMAZOO, MI 49009-9133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6677 BELGIAN AVE, KALAMAZOO, MI 49009-8995

Mortgage

Document Number	2017021982
Date	Jun 28, 2017
Instrument	2017-021982

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,400 (+5.64%)	$164,800 (+5.64%)
2025	$2,640.00 (+60.39%) Homeowner's exemption	$78,000 (+26.62%)	$156,000 (+26.62%)
2023		$61,600	$123,200
2019	$1,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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