1010 Oak St, Kalamazoo, MI 49008 Property Records

Kalamazoo County property record for 1010 Oak St, Kalamazoo, MI 49008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,298 sqft · built 1937
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$153,000 (Jan 2022)
Tax Bill	$757 (2025)
Deeds & Mortgages	Jan 2022 Sale Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-296-002`

Property Details

APN / Parcel Number

Primary APN	`06-21-296-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	664 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	3,920 sqft (0.09 acres)
Lot Width	40 ft Width
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1010 OAK ST
City	KALAMAZOO
State	MI
Zip	49008-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	43082 STARKWEATHERS ADDITION, LIBER 3 OF PLATS PAGE 22; THE NORTH 40 FEET OF THE SOUTH 80 FEET OF LOT 28. THE NORTH 40 FEET
Legal Subdivision	STARKWEATHERS ADD
Legal Lot Number	27-28
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2007
Census Tract	601

Owner

1010 Oak St is owned and occupied by two individuals who bought it in January 2022.

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1010 OAK ST, KALAMAZOO, MI 49008-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Deed Document Number	20223164
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 25, 2022
Property Address	1010 OAK ST, KALAMAZOO, MI 49008-1136
Document Number	2022003164
Instrument Date	Jan 25, 2022
Instrument	2022-003164
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,147.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 OAK ST, 1010, KALAMAZOO, MI 49008-1136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W DUTTON ST APT 1, 1, KALAMAZOO, MI 49007-5152

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1010 OAK ST, KALAMAZOO, MI 49008-1136
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W DUTTON ST 1, 1, KALAMAZOO, MI 49007-5152

Mortgage

Document Number	2021044751
Date	Nov 10, 2021
Instrument	2021-044751

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Oak St was $757 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,100	$36,200
2025	$757.00 Homeowner's exemption
2023		$13,700	$27,400
2019	$1,255.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1010 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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