Adams County property record for 1016 E Monroe St, Decatur, IN 46733
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,446 sqft · built 1989 |
| Lot Size | 0.347 acres (15,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Sep 2025) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Feb 2015 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-05-02-101-025.000-022 |
| Primary APN | 01-05-02-101-025.000-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 15,113 sqft (0.347 acres) |
| Lot Dimensions | 127 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00991234753 |
|---|---|
| Street Address | 1016 E MONROE ST |
| City | DECATUR |
| State | IN |
| Zip | 46733-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE SHORES SUB SEC 1 LOT 3 |
| Legal Subdivision | LAKE SHORES |
| Legal Lot Number | 3 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30400 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE |
| Feb 26, 2015 | Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE |
| Jul 25, 2016 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK OF BERNE |
| Jun 19, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 28, 2025 | Warranty Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP |
| Feb 20, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jul 7, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on Record |
| Deed Sale | Sep 8, 2025 · Amount on Record |
| Prior Sale | Mar 18, 2014 |
| Deed Document Number | 202546292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021003727 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021003727 |
| Name | FIRST BANK OF BERNE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015000803 |
|---|---|
| Date | Feb 26, 2015 |
| Instrument | 2015000803 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 25, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2016002757 |
|---|---|
| Date | Jul 25, 2016 |
| Instrument | 2016002757 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | DECATUR, IN 46733 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009002716 |
|---|---|
| Date | Jun 19, 2009 |
| Instrument | 2009002716 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Aug 28, 2025 |
| Property Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Document Number | 2025003311 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025003311 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Document Number | 2025003312 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 2025003312 |
| Name | BAILEY & WOOD FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Feb 20, 2024 |
| Property Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Document Number | 2024000601 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 2024000601 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jul 7, 2022 |
| Property Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
| Document Number | 2022002994 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022002994 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 E MONROE ST, DECATUR, IN 46733-9103 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Washington Township |
| Municipality | Decatur City |
| Unified School District | North Adams Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (-3.23%) Homeowner's exemption | $199,800 (+7.53%) Land $24,900 Building $174,900 | $199,800 (+7.53%) Land $24,900 Building $174,900 |
| 2024 | $1,858.00 (+9.49%) Homeowner's exemption | $185,800 (+9.49%) Land $24,900 Building $160,900 | $185,800 (+9.49%) Land $24,900 Building $160,900 |
| 2023 | $1,697.00 (+9.84%) | $169,700 (+9.84%) Land $24,900 Building $144,800 | $169,700 (+9.84%) Land $24,900 Building $144,800 |
| 2022 | $1,545.00 (+17.22%) Homeowner's exemption | $154,500 Land $24,900 Building $129,600 | $154,500 Land $24,900 Building $129,600 |
| 2020 | $1,318.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 13 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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