1004 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 1004 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 2023
Lot Size	0.278 acres (12,100 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Apr 2024)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-02-101-036.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-02-101-036.000-022`
Alternative APNs	`02204000014620` `01122640227`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,100 sqft (0.278 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01122640227
Street Address	1004 E MONROE ST
City	DECATUR
State	IN
Zip	46733-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE SHORES SUB SEC 1 LOT 1 EX NW TRI
Legal Subdivision	LAKE SHORES SUB
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3006
Census Tract	30400

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 E MONROE ST, DECATUR, IN 46733-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Corporation Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 7, 2023	Deed, Foreclosure
Oct 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202444184
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	2021005081
Record Updated	Oct 29, 2026

April 2024: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ADAMS IN
Recording Date	Apr 11, 2024
Property Address	1004 E MONROE ST, DECATUR, IN 46733-9103
Document Number	2024001206
Instrument Date	Apr 11, 2024
Instrument	2024001206
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 E MONROE ST, DECATUR, IN 46733-9103

Mortgage

Document Number	2024001207
Date	Apr 11, 2024
Instrument	2024001207

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2023: Deed, Foreclosure

Document Type	Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 7, 2023
Property Address	1004 E MONROE ST, DECATUR, IN 46733-9103
Document Number	2023000702
Instrument Date	Mar 6, 2023
Instrument	2023000702
Transaction Type	Foreclosure
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Oct 5, 2021
Property Address	1004 E MONROE ST, DECATUR, IN 46733-9103
Document Number	2021005081
Instrument Date	Sep 29, 2021
Instrument	2021005081
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5421 FOREST COVE DR, DICKINSON, TX 77539-7590

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (-0.45%) Homeowner's exemption	$314,800 (+78,6%) Land $21,300 Building $293,500	$314,800 (+78,6%) Land $21,300 Building $293,500
2024	$2,861.00 (+23,741.67%)
2023		$400 (-) Land $400	$400 (-) Land $400
2022	$12.00 (-5%)	$400 Land $400	$400 Land $400
2020	$24.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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