Adams County property record for 1025 E Monroe St, Decatur, IN 46733
| Property Type | Residential |
|---|---|
| Details | built 2002 |
| Lot Size | 0.338 acres (14,723 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $697 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02-36-300-002.000-014 |
| Primary APN | 01-02-36-300-002.000-014 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 14,723 sqft (0.338 acres) |
| Lot Dimensions | 249 ft deep x 40 ft wide |
| Account Number | 01298207867 |
|---|---|
| Street Address | 1025 E MONROE ST |
| City | DECATUR |
| State | IN |
| Zip | 46733-9103 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | WATER'S EDGE & EAST RIDGE SUBD BLOCK B |
| Legal Subdivision | WATERS EDGE EAST RIDGE |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | ROOT |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 30100 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1025 E MONROE ST, DECATUR, IN 46733-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE |
| Apr 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 1025 E MONROE ST, DECATUR, IN 46733-9103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024001124 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024001124 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 1025 E MONROE ST, DECATUR, IN 46733-9103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020001970 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020001970 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Root Township |
| Municipality | Decatur City |
| Unified School District | North Adams Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $697.00 (-5.81%) | $24,300 (-4.33%) Land $3,200 Building $21,100 | $24,300 (-4.33%) Land $3,200 Building $21,100 |
| 2024 | $740.00 (-4.88%) | ||
| 2023 | $778.00 (+0.13%) | $25,400 (-1.93%) Land $3,200 Building $22,200 | $25,400 (-1.93%) Land $3,200 Building $22,200 |
| 2022 | $777.00 (+6.88%) | $25,900 Land $3,200 Building $22,700 | $25,900 Land $3,200 Building $22,700 |
| 2020 | $727.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1989–2003) |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 13 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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