916 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 916 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1969
Lot Size	0.3 acres (13,050 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Feb 2024)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Jun 2020 Refinance Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-02-102-022.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-02-102-022.000-022`
Alternative APNs	`02203000021540` `01514544194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,050 sqft (0.3 acres)
Lot Dimensions	145 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01514544194
Street Address	916 E MONROE ST
City	DECATUR
State	IN
Zip	46733-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	A W MEADOWS SEC C LOT 40
Legal Subdivision	A W MEADOWS
Legal Lot Number	40
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1034
Census Tract	30300

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	916 E MONROE ST, DECATUR, IN 46733-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Apr 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	202444071
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	916 E MONROE ST, DECATUR, IN 46733-2820
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002535
Date	Jun 1, 2020
Instrument	2020002535

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 20, 2024
Property Address	916 E MONROE ST, DECATUR, IN 46733-2820
Document Number	2024000599
Instrument Date	Feb 19, 2024
Instrument	2024000599
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 E MONROE ST, DECATUR, IN 46733-2820

Mortgage

Document Number	2024000600
Date	Feb 20, 2024
Instrument	2024000600

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Apr 16, 2019
Property Address	916 E MONROE ST, DECATUR, IN 46733-2820
Document Number	2019001283
Instrument	2019001283
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001284
Date	Apr 16, 2019
Instrument	2019001284

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (-1.97%) Homeowner's exemption	$165,700 (+20.51%) Land $20,100 Building $145,600	$165,700 (+20.51%) Land $20,100 Building $145,600
2024	$1,521.00 (+8.88%)
2023	$1,397.00 (+10.96%)	$137,500 (+9.74%) Land $20,100 Building $117,400	$137,500 (+9.74%) Land $20,100 Building $117,400
2022	$1,259.00 (+37.3%)	$125,300 Land $20,100 Building $105,200	$125,300 Land $20,100 Building $105,200
2020	$917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: MetaLINK Technologies, Verizon.

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