Hamilton County property record for 1015 Normal Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,326 sqft · built 1900 |
| Lot Size | 0.231 acres (10,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $887,000 (Jun 2025) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136A E 020 |
| Primary APN | 136A E 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,326 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,097 sqft (0.231 acres) |
| Lot Dimensions | 140 ft deep x 83.9 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060942 |
|---|---|
| Street Address | 1015 NORMAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS 12 PT 13 BLK 11 NORMAL PARK CORRECTED PB 4 PG 41 |
| Legal Subdivision | NORMAL PARK CORRECTE |
| Legal Block | 11 |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 NORMAL AVE, CHATTANOOGA, TN 37405-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Oct 9, 2024 | Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CU |
| Jun 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Apr 23, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage MOVEMENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on Record |
| Deed Sale | Jun 11, 2025 · Amount on Record |
| Prior Sale | Feb 15, 2008 · Amount on Record |
| Deed Document Number | 2025160 |
| Deed Book / Page | 13949 / 925 |
| Prior Transfer Date | Apr 15, 2018 |
| Prior Transfer Doc | 0423000146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1015 NORMAL AVE, CHATTANOOGA, TN 37405-3003 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000038 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 12734/916 |
| Instrument | 2021111600038 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1015 NORMAL AVE, CHATTANOOGA, TN 37405-3003 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000050 |
|---|---|
| Date | Oct 9, 2024 |
| Book Page | 13728/461 |
| Instrument | 2024100900050 |
| Name | DELTA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PEACHTREE CITY, GA 30269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 11, 2025 |
| Property Address | 1015 NORMAL AVE, CHATTANOOGA, TN 37405-3003 |
| Document Number | 0000000160 |
| Book / Page | 13949 / 925 |
| Map Reference | MB 4 PG 40 |
| Instrument Date | Jun 11, 2025 |
| Instrument | 2025061100160 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,281.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 NORMAL AVE, CHATTANOOGA, TN 37405-3003 |
| Document Number | 0013949929 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 13949/929 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 23, 2019 |
| Property Address | 1015 NORMAL AVE, CHATTANOOGA, TN 37405-3003 |
| Document Number | 0423000146 |
| Book / Page | 011620 / 000931 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 190423000146 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1015 NORMAL AVE CHATTANOOGA TN 374053003, CHATTANOOGA, TN 37405-3003 |
| Document Number | 423000147 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 011620/000933 |
| Instrument | 190423000147 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,724.00 (+10.64%) | $179,750 (+63.33%) | $719,000 (+63.33%) Land $281,300 Building $437,700 |
| 2024 | $2,462.00 | $110,050 (-) | $440,200 (-) Land $187,500 Building $252,700 |
| 2023 | $2,462.00 | $110,050 (-) | $440,200 (-) Land $187,500 Building $252,700 |
| 2022 | $2,462.00 | $110,050 | $440,200 Land $187,500 Building $252,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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