Hamilton County property record for 1009 Normal Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,086 sqft · built 1950 |
| Lot Size | 0.145 acres (6,342 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $418,000 (Jun 2018) |
| Tax Bill | $1,548 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136A E 022 |
| Primary APN | 136A E 022 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,342 sqft (0.145 acres) |
| Lot Dimensions | 140 ft deep x 45.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060944 |
|---|---|
| Street Address | 1009 NORMAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 2 BLK 12 NORMAL PARK CORRECTED PB 4 PG41 |
| Legal Subdivision | NORMAL PARK CORRECTE |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1009 NORMAL AVE, CHATTANOOGA, TN 37405-3033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RELIANT BANK |
| Jun 5, 2018 | Warranty Deed, Transfer · ARM TENNESSEE VALLEY FCU |
| Jul 27, 2017 | Warranty Deed, Construction Loan · Line of Credit SMARTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2018 · Amount on Record |
| Deed Sale | Jun 5, 2018 · Amount on Record |
| Prior Sale | Jul 27, 2017 · Amount on Record |
| Deed Document Number | 2018060500244 |
| Deed Book / Page | 11366 / 262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1009 NORMAL AVE, CHATTANOOGA, TN 37405-3033 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000233 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 12442/142 |
| Instrument | 2021041300233 |
| Name | RELIANT BANK |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 5, 2018 |
| Property Address | 1009 NORMAL AVE, CHATTANOOGA, TN 37405-3033 |
| Document Number | 0000000244 |
| Book / Page | 11366 / 262 |
| Map Reference | MB4 PG42 |
| Instrument Date | May 24, 2018 |
| Instrument | 2018060500244 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | ALLIANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,546.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1009 NORMAN AEV, CHATTANOOGA, TN 37405-3033 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000245 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2018060500245 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 27, 2017 |
| Property Address | 1009 NORMAL AVE, CHATTANOOGA, TN 37405-3033 |
| Document Number | 0000000139 |
| Book / Page | 011112 / 000862 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 139 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4307 HOPE RANCH DR APISON TN 373028905, APISON, TN 37302-8905 |
| Document Number | 141 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 011112/000866 |
| Instrument | 141 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 26, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,548.00 (+12.99%) | $102,175 (+66.82%) | $408,700 (+66.82%) Land $225,000 Building $183,700 |
| 2024 | $1,370.00 | $61,250 (-) | $245,000 (-) Land $150,000 Building $95,000 |
| 2023 | $1,370.00 | $61,250 (-) | $245,000 (-) Land $150,000 Building $95,000 |
| 2022 | $1,370.00 | $61,250 | $245,000 Land $150,000 Building $95,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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