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1012 Normal Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1012 Normal Ave, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,240 sqft · built 1926
Lot Size0.146 acres (6,365 sqft)
OwnerCompany Name on File
Last Sale$489,000 (Feb 2025)
Tax Bill$1,605 (2025)
Deeds & MortgagesFeb 2025 Sale
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN136A D 002

Property Details

APN / Parcel Number

Primary APN136A D 002
Alternative APN
  • 0000060895

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,240 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1983
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,365 sqft (0.146 acres)
Lot Dimensions127 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000060895
Street Address1012 NORMAL AVE
CityCHATTANOOGA
StateTN
Zip37405-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 22 BLK 5 NORMAL PARK CORRECTED PB 4 PG 41
Legal SubdivisionNORMAL PARK CORRECTE
Legal Block5
Legal Lot Number22
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2007
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address880 ROBINSON LN, BOULDER CITY, NV 89005-1131
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2025Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Nov 23, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 29, 2019Warranty Deed, Transfer · Line of Credit
FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleNov 23, 2021 · Amount on Record
Deed Document Number0013841873
Deed Book / Page13841 / 873
Record UpdatedJun 8, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 20, 2025
Property Address1012 NORMAL AVE, CHATTANOOGA, TN 37405-3004
Document Number0000000113
Book / Page13841 / 873
Map ReferenceMB 4 PG 42
Instrument DateFeb 20, 2025
Instrument2025022000113
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$1,809.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address880 ROBINSON LN, BOULDER CITY, NV 89005-1131

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 23, 2021
Property Address1012 NORMAL AVE, CHATTANOOGA, TN 37405-3004
Document Number0000000325
Book / Page12744 / 970
Map ReferenceMB 4 PG 42
Instrument DateNov 22, 2021
Instrument2021112300325
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,757.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 NORMAL AVE, CHATTANOOGA, TN 37405-3004
InvestorPossibly a Property Investor

Mortgage

Document Number0012744973
DateNov 23, 2021
Instrument12744/973
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 29, 2019
Property Address1012 NORMAL AVE, CHATTANOOGA, TN 37405-3004
Document Number1029000257
Book / Page011803 / 000258
Instrument DateOct 25, 2019
Instrument191029000257
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,276.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address301 E 20TH ST CHATTANOOGA TN 374082722, CHATTANOOGA, TN 37408-2722

Mortgage

Document Number1029000258
DateOct 29, 2019
Book Page011803/000261
Instrument191029000258
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 28, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,605.00 (+14.56%)$105,900 (+69.03%)$423,600 (+69.03%) Land $225,000 Building $198,600
2024$1,401.00$62,650 (-)$250,600 (-) Land $150,000 Building $100,600
2023$1,401.00$62,650 (-)$250,600 (-) Land $150,000 Building $100,600
2022$1,401.00$62,650$250,600 Land $150,000 Building $100,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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