1010 Normal Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1010 Normal Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,416 sqft · built 1900
Lot Size	0.132 acres (5,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$934,000 (Apr 2024)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136A D 001.01`

Property Details

APN / Parcel Number

Primary APN	`136A D 001.01`
Alternative APN	`0000389484`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,416 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,776 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000389484
Street Address	1010 NORMAL AVE
City	CHATTANOOGA
State	TN
Zip	37405-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 21 BLK 5 NORMAL PARK CORRECTED PB 4 PG 41 OUT OF 136A D 001 DOR 2020
Legal Subdivision	NORMAL PARK CORRECTE
Legal Block	5
Legal Lot Number	21
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 NORMAL AVE, CHATTANOOGA, TN 37405-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Deed Document Number	2024218
Deed Book / Page	13565 / 692
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 15, 2024
Property Address	1010 NORMAL AVE, CHATTANOOGA, TN 37405-3004
Document Number	0000000218
Book / Page	13565 / 692
Map Reference	MB 4 PG 40&41
Instrument Date	Apr 12, 2024
Instrument	2024041500218
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 NORMAL AVENUE, PLANO, TX 75024

Mortgage

Document Number	0000000219
Date	Apr 15, 2024
Instrument	2024041500219

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	15.8%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (-19.21%)	$134,600 (+19.22%)	$538,400 (+19.22%) Land $225,000 Building $313,400
2024	$2,525.00 (-14.26%)	$112,900 (-14.24%)	$451,600 (-14.24%) Land $150,000 Building $301,600
2023	$2,945.00	$131,650 (-)	$526,600 (-) Land $225,000 Building $301,600
2022	$2,945.00	$131,650	$526,600 Land $225,000 Building $301,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20