10145 3rd Point Rd, Chestertown, MD 21620 Property Records

Kent County property record for 10145 3rd Point Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,292 sqft · built 2000
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2021)
Tax Bill	$4,925 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-011918`

Property Details

APN / Parcel Number

Primary APN	`06-011918`
Alternative APNs	`6011918` `011918`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,292 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011918
Street Address	10145 3RD POINT RD
City	CHESTERTOWN
State	MD
Zip	21620-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAR
Legal Description	LOT 33-1.15 AC. 10145 THIRD POINT LANE GREAT OAK ESTATES
Legal Subdivision	THIRD POINT LANE GREAT OAK ESTATES
Legal Lot Number	33
Jurisdiction	KENT MD
Township / Civil Division	6, FAIRLEE
Census Block Group	1
Census Block	1005
Census Tract	950400

Owner

10145 3rd Point Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10145 3RD POINT RD, CHESTERTOWN, MD 21620-4136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Oct 28, 1997 · Amount on File
Deed Book / Page	1177 / 54
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Aug 11, 2021
Property Address	10145 3RD POINT RD, CHESTERTOWN, MD 21620-4136
Document Number	0011770054
Book / Page	1177 / 54
Map Reference	MB WHG 1 FO 8
Instrument Date	Aug 4, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NEWLYN TITLE ASSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10145 3RD POINT RD, CHESTERTOWN, MD 21620-4136

Mortgage

Document Number	0000117761
Date	Aug 11, 2021
Instrument	1177/61

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 10145 3rd Point Rd was $4,925 with a homeowner's exemption, up 5.3% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,925.00 (+5.28%) Homeowner's exemption	$458,300	$494,300 Land $100,300 Building $394,000
2025	$4,678.00 Homeowner's exemption
2023	$4,402.00	$386,300 Land $100,300 Building $286,000	$386,300 Land $100,300 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10145 3rd Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1986–2003)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10145 3rd Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000

May also be available: Talkie Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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