10140 3rd Point Rd, Chestertown, MD 21620 Property Records

Kent County property record for 10140 3rd Point Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,736 sqft · built 1960
Lot Size	1.54 acres (67,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Mar 2017)
Tax Bill	$11,199 (2025)
Deeds & Mortgages	Jun 2017 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-025501`

Property Details

APN / Parcel Number

Primary APN	`06-025501`
Alternative APNs	`6025501` `025501`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,736 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	67,431 sqft (1.54 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	864 sqft
Porch	Slab
Porch Area	396 sqft
Patio Area	308 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	025501
Street Address	10140 3RD POINT RD
City	CHESTERTOWN
State	MD
Zip	21620-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAR
Legal Description	LOT 24 10140 THIRD POINT ROAD GREAT OAK ESTATES
Legal Subdivision	THIRD POINT ROAD GREAT OAK ESTATES
Legal Lot Number	24
Jurisdiction	KENT MD
Township / Civil Division	6, FAIRLEE
Census Block Group	1
Census Block	1005
Census Tract	950400

Owner

Source: Kent County records, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5031 CAMBURN RD, PLYMOUTH MEETING, PA 19462-1257
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Aug 13, 1999 · Amount on Record
Deed Document Number	2017897-189
Deed Book / Page	897 / 189
Last Transfer Date	Jun 14, 2017
Transfer Doc	0009090248
Record Updated	Jun 8, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MD
Recording Date	Jun 26, 2017
Property Address	10140 3RD POINT RD, CHESTERTOWN, MD 21620-4135
Document Number	0009090248
Book / Page	000909 / 000248
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10140 3RD POINT RD CHESTERTOWN MD 216204135, CHESTERTOWN, MD 21620-4135

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Mar 7, 2017
Property Address	10140 3RD POINT RD, CHESTERTOWN, MD 21620-4135
Document Number	0008970189
Book / Page	0897 / 189
Map Reference	MB WHG
Instrument Date	Mar 1, 2017
Instrument	0897-189
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5031 CAMBURN RD, PLYMOUTH MEETING, PA 19462-1257

Mortgage

Document Number	897195
Date	Mar 7, 2017
Instrument	0897-195

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,199.00 (+6.88%)	$982,333 (+5.2%)	$1,065,600 (+13.28%) Land $401,100 Building $664,500
2023	$10,478.00	$933,800	$940,700 Land $401,100 Building $539,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1986–2003)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000

May also be available: Talkie Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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