Kent County property record for 10020 3rd Point Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,123 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,749 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-015409 |
| Primary APN | 06-015409 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,123 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015409 |
|---|---|
| Street Address | 10020 3RD POINT RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CAR |
| Legal Description | LOT 31-1.00 AC. 10020 THIRD POINT ROAD GREAT OAK ESTATES |
| Legal Subdivision | THIRD POINT ROAD GREAT OAK ESTATES |
| Legal Lot Number | 31 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 6, FAIRLEE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950400 |
10020 3rd Point Rd is owned and occupied by an individual.
Source: Kent County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10020 3RD POINT RD, CHESTERTOWN, MD 21620-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10020 3rd Point Rd was $5,749 with a homeowner's exemption, up 5.2% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,749.00 (+5.18%) Homeowner's exemption | $524,867 | $560,900 Land $100,000 Building $460,900 |
| 2025 | $5,466.00 Homeowner's exemption | ||
| 2023 | $5,052.00 Homeowner's exemption | $448,467 | $452,800 Land $100,000 Building $352,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10020 3rd Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1986–2003) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10020 3rd Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Talkie Communications.
4G LTE (outdoors only), no 5G reported
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