10108 3rd Point Rd, Chestertown, MD 21620 Property Records

Kent County property record for 10108 3rd Point Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,921 sqft · built 1988
Lot Size	1.48 acres (64,469 sqft)
Owner	Company Name on Record
Last Sale	$1,895,000 (Jul 2023)
Tax Bill	$14,329 (2026)
Deeds & Mortgages	Jul 2023 Sale Nov 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-008925`

Property Details

APN / Parcel Number

Primary APN	`06-008925`
Alternative APNs	`6008925` `008925`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,921 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	64,469 sqft (1.48 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	334 sqft
Deck Area	476 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	008925
Street Address	10108 3RD POINT RD
City	CHESTERTOWN
State	MD
Zip	21620-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAR
Legal Description	LOT 26 10108 THIRD POINT ROAD GREAT OAK ESTATES
Legal Subdivision	THIRD POINT ROAD GREAT OAK ESTATES
Legal Lot Number	26
Jurisdiction	KENT MD
Township / Civil Division	6, FAIRLEE
Census Block Group	1
Census Block	1005
Census Tract	950400

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1700 MARKET ST, 1005, PHILADELPHIA, PA 19103-3920
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Nov 22, 2022	Deed, Transfer · Line of Credit BANK OF BIRD IN HAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Nov 22, 2022 · Amount on Record
Deed Book / Page	1319 / 288
Prior Transfer Date	Mar 18, 2014
Prior Transfer Doc	0007920066
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jul 18, 2023
Property Address	10108 3RD POINT RD # R, R, CHESTERTOWN, MD 21620-4135
Document Number	0013190288
Book / Page	1319 / 288
Map Reference	CAB 1 FO 8
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$9,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10108 3RD POINT RD, CHESTERTOWN, MD 21620-4135

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Nov 22, 2022
Property Address	10108 3RD POINT RD # R, R, CHESTERTOWN, MD 21620-4135
Document Number	0012840216
Book / Page	1284 / 216
Map Reference	CAB WHG 1 FO 8
Instrument Date	Oct 6, 2022
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5075 LOWER VALLEY RD, ATGLEN, PA 19310-1774

Mortgage

Document Number	0012840223
Date	Nov 22, 2022
Book Page	1284/223

Lender

Name	BANK OF BIRD IN HAND
Type	Bank
Address	BIRD IN HAND, PA 17505

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,329.00 (+20.4%)	$1,258,333 (+20.5%)	$1,472,400 (-) Land $401,000 Building $1,071,400
2025	$11,901.00 (+28.3%)	$1,044,267 (+26.57%)	$1,472,400 (+77.35%) Land $401,000 Building $1,071,400
2023	$9,276.00	$825,067 (+0.63%)	$830,200 (-) Land $401,000 Building $429,200
2022	$9,276.00 Homeowner's exemption	$819,933	$830,200 Land $401,000 Building $429,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1986–2003)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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