1014 Floyd Ave, Waldorf, MD 20602 Property Records

Charles County property record for 1014 Floyd Ave, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,512 sqft · built 1966
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Jun 2020)
Tax Bill	$10,082 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-005748`

Property Details

APN / Parcel Number

Primary APN	`06-005748`
Alternative APNs	`6005748` `005748`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	224 sqft
Deck Area	216 sqft
Shed	1 Shed
Shed Area	216 sqft
Gazebo	224 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	005748
Street Address	1014 FLOYD AVE
City	WALDORF
State	MD
Zip	20602-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	L 18 B 9 S 1 CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	9
Legal Lot Number	18
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3001
Census Tract	850902

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 FLOYD AVE, WALDORF, MD 20602-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jun 2, 2020	Grant Deed, Transfer OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Book / Page	11151 / 284
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	0064030382
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1014 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 FLOYD AVE, WALDORF, MD 20602-2924

Mortgage

Document Number	0128700146
Date	Mar 8, 2023
Book Page	12870/146

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jun 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1014 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 FLOYD AVE, WALDORF, MD 20602-2924

Mortgage

Document Number	0123930209
Date	Feb 14, 2022
Book Page	12393/209

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1014 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 FLOYD AVE, WALDORF, MD 20602-2924

Mortgage

Document Number	0117530395
Date	Apr 15, 2021
Book Page	11753/395

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 2, 2020
Property Address	1014 FLOYD AVE, WALDORF, MD 20602-2924
Document Number	0111510284
Book / Page	011151 / 000284
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 FLOYD AVE WALDORF MD 206022924, WALDORF, MD 20602-2924

Mortgage

Document Number	111510291
Date	Jun 2, 2020
Book Page	011151/000291

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,133 (+4.34%)	$357,400 (-) Land $123,700 Building $233,700
2025	$10,082.00 (+153.51%)	$328,867 (+18.41%)	$357,400 (+13.6%) Land $123,700 Building $233,700
2023	$3,977.00	$277,733	$314,600 Land $123,700 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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