1010 Floyd Ave, Waldorf, MD 20602 Property Records

Charles County property record for 1010 Floyd Ave, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,014 sqft · built 1966
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jun 2022)
Tax Bill	$4,632 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-013635`

Property Details

APN / Parcel Number

Primary APN	`06-013635`
Alternative APNs	`6013635` `013635`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Total Area
1st Floor Area	1,014 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	013635
Old Parcel Number	6013635
Street Address	1010 FLOYD AVE
City	WALDORF
State	MD
Zip	20602-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	L 20 B 9 S 1 CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal Subdivision	CHARLES SUB
Legal Block	9
Legal Lot Number	20
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3001
Census Tract	850902

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1010 FLOYD AVE, WALDORF, MD 20602-2924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed, Transfer · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP
Nov 6, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 20, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 23, 2017	Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Jan 4, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	0012588330
Deed Book / Page	12588 / 330
Record Updated	Jun 7, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 10, 2022
Property Address	1010 FLOYD AVE, WALDORF, MD 20602-2924
Document Number	0125880330
Book / Page	12588 / 330
Map Reference	MB 10 PL 11
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 FLOYD AVE, WALDORF, MD 20602-2924

Mortgage

Document Number	0012588335
Date	Jun 10, 2022
Instrument	12588/335

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1010 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108610397
Date	Nov 6, 2019
Book Page	10861/397

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1010 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0112250246
Date	Jul 17, 2020
Book Page	11225/246

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1010 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118320183
Date	May 20, 2021
Book Page	11832/183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 23, 2017
Property Address	1010 FLOYD AVE, WALDORF, MD 20602-2924
Document Number	0099610298
Book / Page	9961 / 298
Map Reference	MB10 PL11
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CAPITOL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3679 VBROOKWOOD DR, 3679, WHITE PLAINS, MD 20695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 FLOYD AAVE, WALDORF, MD 20602-2924

Mortgage

Document Number	0009961306
Date	Aug 23, 2017
Instrument	9961/306

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 4, 2017
Property Address	1010 FLOYD AVE, WALDORF, MD 20602-2924
Document Number	0096730344
Book / Page	009673 / 000344
Instrument Date	Dec 27, 2016
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$149.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3679 BROOKWOOD DR WHITE PLAINS MD 206952938, WHITE PLAINS, MD 20695-2938

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,632.00	$327,167	$355,100 Land $120,000 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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