1012 Floyd Ave, Waldorf, MD 20602 Property Records

Charles County property record for 1012 Floyd Ave, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,553 sqft · built 1966
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Nov 2017)
Tax Bill	$10,121 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-018785`

Property Details

APN / Parcel Number

Primary APN	`06-018785`
Alternative APNs	`6018785` `018785`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,553 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	018785
Street Address	1012 FLOYD AVE
City	WALDORF
State	MD
Zip	20602-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	L-19 B-9 S-1 CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	9
Legal Lot Number	19
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3001
Census Tract	850902

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 FLOYD AVE, WALDORF, MD 20602-2924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage NAVY FCU
Nov 17, 2017	Deed, Transfer · FHA Mortgage INTERSTATE TITLE & ESCROW LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Feb 23, 2004 · Amount on Record
Deed Book / Page	10070 / 1
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1012 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120160073
Date	Aug 18, 2021
Book Page	12016/73

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1012 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113670420
Date	Oct 7, 2020
Book Page	11367/420

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1012 FLOYD AVE, WALDORF, MD 20602-2924
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14015 ARNETTE PL, CHARLOTT HALL, MD 20622-4400

Mortgage

Document Number	0122920486
Date	Dec 22, 2021
Book Page	12292/486

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 17, 2017
Property Address	1012 FLOYD AVE, WALDORF, MD 20602-2924
Document Number	0100700001
Book / Page	10070 / 001
Map Reference	SH2 MB10 FO11
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	INTERSTATE TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 FLOYD AVE, WALDORF, MD 20602-2924

Mortgage

Document Number	, 10070-008
Date	Nov 17, 2017
Instrument	10070-008

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,533 (+19.13%)	$358,700 (+13.44%) Land $123,700 Building $235,000
2025	$10,121.00 (+145.12%)
2023	$4,129.00	$289,200	$316,200 Land $123,700 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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