1017 Floyd Ave, Waldorf, MD 20602 Property Records

Charles County property record for 1017 Floyd Ave, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,536 sqft · built 1966
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$242,783 (Jan 2018)
Tax Bill	$10,182 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-006477`

Property Details

APN / Parcel Number

Primary APN	`06-006477`
Alternative APNs	`6006477` `006477`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	006477
Street Address	1017 FLOYD AVE
City	WALDORF
State	MD
Zip	20602-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	L 5 B 13 S 1 CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	13
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3002
Census Tract	850902

Owner

1017 Floyd Ave is owned and occupied by two individuals who bought it in January 2018.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1017 FLOYD AVE, WALDORF, MD 20602-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Jan 10, 2018	Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on File
Deed Sale	Jan 10, 2018 · Amount on File
Prior Sale	Apr 13, 2005 · Amount on File
Deed Book / Page	10131 / 292
Prior Transfer Date	Feb 11, 2015
Prior Transfer Doc	0088230176
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1017 FLOYD AVE, WALDORF, MD 20602-2925
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 FLOYD AVE, WALDORF, MD 20602-2925

Mortgage

Document Number	0122690400
Date	Dec 9, 2021
Book Page	12269/400

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 10, 2018
Property Address	1017 FLOYD AVE, WALDORF, MD 20602-2925
Document Number	0101310292
Book / Page	10131 / 292
Map Reference	MB10 FO11
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 FLOYD AVE, WALDORF, MD 20602-2925

Mortgage

Document Number	0010131297
Date	Jan 10, 2018
Instrument	10131/297

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1017 Floyd Ave was $10,182.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,233 (+4.38%)	$361,800 (-) Land $121,800 Building $240,000
2025	$10,182.00	$332,667	$361,800 Land $121,800 Building $240,000
2023	$4,151.00	$290,867	$318,100 Land $121,800 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1017 Floyd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Floyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Floyd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures