10131 Challenger Cir, Spring Valley, CA 91978 Property Records

San Diego County property record for 10131 Challenger Cir, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,920 sqft · built 2001
Lot Size	0.122 acres (5,333 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Oct 2010)
Tax Bill	$7,402 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`580-261-15-00`

Property Details

APN / Parcel Number

Primary APN	`580-261-15-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	5,333 sqft (0.122 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10131 CHALLENGER CIR
City	SPRING VALLEY
State	CA
Zip	91978-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 28 TR 013866
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013866
Legal Block	3
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1423 VISTA SIERRA DR, EL CAJON, CA 92019-3581
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Intrafamily Transfer, Transfer
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2010 · Amount on Record
Deed Sale	Oct 28, 2010 · Amount on Record
Prior Sale	Apr 18, 2005 · Amount on Record
Deed Document Number	2010582948
Last Transfer Date	Jun 14, 2022
Transfer Doc	0000263919
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2022
Property Address	10131 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Document Number	0000263919
Map Reference	MAP 13866
Instrument Date	Jun 14, 2022
Instrument	2022-0263919
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1423 VISTA SIERRA DR, EL CAJON, CA 92019-3581

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10131 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 VISTA SIERRA DR, EL CAJON, CA 92019-3581

Mortgage

Document Number	0000651054
Date	Oct 23, 2020
Instrument	2020-0651054

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,975 (+2%) Land $177,621 Building $397,354
2025	$7,402.00 (+6.93%)	$563,702 (+4.04%) Land $174,139 Building $389,563
2023	$6,922.00 (+1.5%)	$541,815 Land $167,378 Building $374,437
2022	$6,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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