10117 Challenger Cir, Spring Valley, CA 91978 Property Records

San Diego County property record for 10117 Challenger Cir, Spring Valley, CA 91978 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,096 sqft · built 2001
Lot Size	0.126 acres (5,493 sqft)
Owner	2 Company Names on File
Last Sale	$1,175,000 (Aug 2023)
Tax Bill	$14,817 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`580-261-13-00`

Property Details

APN / Parcel Number

Primary APN	`580-261-13-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,096 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	5,493 sqft (0.126 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10117 CHALLENGER CIR
City	SPRING VALLEY
State	CA
Zip	91978-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 TR 013866
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013866
Legal Block	3
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13506

Owner

Source: San Diego County records · APN 580-261-13-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 31, 2023	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 28, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE-IE, LAWYERS TITLE IE
Jun 24, 2021	Gift Deed, Transfer
Jul 08, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 22, 2018	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	2023236406
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	0000186091
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2026
Property Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Document Number	0000071580
Map Reference	MAP 13866
Instrument Date	Mar 02, 2026
Instrument	2026-0071580
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Transaction Type	Mortgage
Record Updated	Jan 01, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017

Mortgage

Document Number	0000348352
Date	Dec 20, 2023
Instrument	2023-0348352

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2023
Property Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Document Number	0000236406
Map Reference	MAP 13866
Instrument Date	Aug 11, 2023
Instrument	2023-0236406
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017

Mortgage

Document Number	0000236407
Date	Aug 31, 2023
Instrument	2023-0236407

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2022
Property Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Document Number	0000186091
Map Reference	MAP 13866
Instrument Date	Apr 18, 2022
Instrument	2022-0186091
Transaction Type	Transfer
Record Updated	May 04, 2022
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	33733 YUCAIPA BLVD STE 3, 3, YUCAIPA, CA 92399-2256

June 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2021
Property Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Document Number	0000460109
Map Reference	MAP 13866
Instrument Date	Jun 02, 2021
Instrument	2021-0460109
Transaction Type	Transfer
Record Updated	Jul 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39354 BUTTERFLY DR, YUCAIPA, CA 92399-7061

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 08, 2019
Property Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Document Number	0000270110
Map Reference	MAP 13866
Instrument Date	Jun 28, 2019
Instrument	2019-0270110
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017

Mortgage

Document Number	0000270111
Date	Jul 08, 2019
Instrument	2019-0270111

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jul 01, 2030

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2018
Property Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Document Number	0000439906
Map Reference	MAP 13866
Instrument Date	Sep 17, 2018
Instrument	2018-0439906
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10117 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017

Mortgage

Document Number	0000439907
Date	Oct 22, 2018
Instrument	2018-0439907

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,222,470 (+2%) Land $676,260 Building $546,210
2025	$14,817.00 (+2.58%) Homeowner's exemption	$1,198,500 (+20.03%) Land $663,000 Building $535,500
2024	$14,444.00 (+18.07%)
2023	$12,233.00 (+8.87%)	$998,478 Land $494,292 Building $504,186
2022	$11,236.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	About 1 in 248 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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