10123 Challenger Cir, Spring Valley, CA 91978 Property Records

San Diego County property record for 10123 Challenger Cir, Spring Valley, CA 91978

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,733 sqft · built 2001
Lot Size0.13 acres (5,658 sqft)
OwnerCompany Name on Record
Last Sale$364,500 (Jun 2001)
Tax Bill$7,143 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN580-261-14-00

Property Details

APN / Parcel Number

Primary APN580-261-14-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,733 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area5,658 sqft (0.13 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address10123 CHALLENGER CIR
CitySPRING VALLEY
StateCA
Zip91978-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 27 TR 013866
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract013866
Legal Block3
Legal Lot Number27
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract13506

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10123 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2001 · Amount on Record
Deed SaleJun 20, 2001 · Amount on Record
Deed Document Number2001416456
Last Transfer DateJul 28, 2016
Transfer Doc0000465025
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10123 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10123 CHALLENGER CIR, SPRING VALLEY, CA 91978-2017

Mortgage

Document Number0000850319
DateDec 31, 2020
Instrument2020-0850319
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$559,744 (+2%) Land $176,740 Building $383,004
2025$7,143.00 (+7.03%) Homeowner's exemption$548,770 (+4.04%) Land $173,275 Building $375,495
2023$6,674.00 (+1.55%) Homeowner's exemption$527,463 Land $166,548 Building $360,915
2022$6,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Challenger Cir

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