10114 Challenger Cir, Spring Valley, CA 91978 Property Records

San Diego County property record for 10114 Challenger Cir, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,920 sqft · built 2001
Lot Size	0.178 acres (7,732 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Aug 2024)
Tax Bill	$12,791 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-261-26-00`

Property Details

APN / Parcel Number

Primary APN	`580-261-26-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,732 sqft (0.178 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10114 CHALLENGER CIR
City	SPRING VALLEY
State	CA
Zip	91978-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 39 TR 013866
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013866
Legal Block	3
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	13506

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10114 CHALLENGER CIR, SPRING VALLEY, CA 91978-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Feb 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Oct 10, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	2024229624
Prior Transfer Date	Feb 12, 2022
Prior Transfer Doc	0000074990
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10114 CHALLENGER CIR, SPRING VALLEY, CA 91978-2016
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10114 CHALLENGER CIR, SPRING VALLEY, CA 91978-2016

Mortgage

Document Number	0000302361
Date	Oct 28, 2025
Instrument	2025-0302361

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 17, 2022
Property Address	10114 CHALLENGER CIR, SPRING VALLEY, CA 91978-2016
Document Number	0000074990
Map Reference	MAP 13866
Instrument Date	Feb 12, 2022
Instrument	2022-0074990
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10114 CHALLENGER CIR, SPRING VALLEY, CA 91978-2016

Mortgage

Document Number	0000074991
Date	Feb 17, 2022
Instrument	2022-0074991

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2017
Property Address	10114 CHALLENGER CIR, SPRING VALLEY, CA 91978-2016
Document Number	0000468107
Instrument Date	Sep 13, 2017
Instrument	468107
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10114 CHALLENGER CIR SPRING VALLEY CA 919782016, SPRING VALLEY, CA 91978-2016

Mortgage

Document Number	468108
Date	Oct 10, 2017
Instrument	468108

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,040,400 (+2%) Land $510,000 Building $530,400
2025	$12,791.00 (+32.54%)	$1,020,000 (+30.19%) Land $500,000 Building $520,000
2023	$9,651.00 (+17.65%) Homeowner's exemption	$783,451 Land $367,347 Building $416,104
2022	$8,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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