1024 Stream Ridge Ln, Cincinnati, OH 45255 Property Records

Hamilton County property record for 1024 Stream Ridge Ln, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,280 sqft · built 1991
Lot Size0.428 acres (18,644 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Oct 2020)
Tax Bill$8,795 (2025)
Deeds & MortgagesMar 2017 Mortgage
Apr 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN500-0204-0192-00

Property Details

APN / Parcel Number

Primary APN500-0204-0192-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,280 sqft Living Area
1st Floor Area1,136 sqft
2nd Floor Area1,144 sqft
Basement Area1,120 sqft
Finished Basement870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area18,644 sqft (0.428 acres)
Lot Dimensions150 ft deep x 124 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1024 STREAM RIDGE LN
CityCINCINNATI
StateOH
Zip45255-4322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLDBROOK LA-STREAM RIDGE124.66 X 150 FT IR LOT 11COLDSTREAM PARK SUB
Legal SubdivisionCOLDSTREAM PARK SUB
Legal Lot Number11
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group4
Census Block4000
Census Tract25103

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1024 STREAM RIDGE LN, CINCINNATI, OH 45255-4322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2017Deed of Trust, Mortgage · Commercial Mortgage
UNION SAVINGS BANK
Apr 12, 2018Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Oct 9, 2020Deed, Transfer · Conventional Mortgage
KEY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Prior SaleJul 1, 2014
Deed Document Number0000104636
Deed Book / Page14271 / 1083
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1024 STREAM RIDGE LN, CINCINNATI, OH 45255-4322
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005179
DateMar 21, 2017
Instrument17-0025179
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 16, 2027
Interest
Rate TypeFixed Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1024 STREAM RIDGE LN, CINCINNATI, OH 45255-4322
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000540
DateApr 12, 2018
Instrument18-0030540
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 4, 2028

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON OH
Recording DateOct 9, 2020
Property Address1024 STREAM RIDGE LN, CINCINNATI, OH 45255-4322
Document Number0000104636
Book / Page14271 / 1083
Map ReferenceMB 275 PG 50&51
Instrument DateMay 15, 2020
Instrument2020-0104636
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyCHICAGO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1024 STREAM RIDGE LN, CINCINNATI, OH 45255-4322

Mortgage

Document Number0000104637
DateOct 9, 2020
Instrument2020-0104637
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,795.00 (+2.7%)$138,096 (-) Land $30,625 Building $107,471
2024$8,564.00 (+5.13%)$138,096 (-) Land $30,625 Building $107,471
2023$8,146.00 (+2.21%)$138,096 (+14.01%) Land $30,625 Building $107,471$394,560 (+14.01%) Land $87,500 Building $307,060
2022$7,970.00 Homeowner's exemption$121,121 Land $27,685 Building $93,436
2020$346,060 Land $79,100 Building $266,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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