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1013 Packer St, Key West, FL 33040 Property Records

Monroe County property record for 1013 Packer St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,051 sqft · built 1933
Lot Size0.035 acres (1,543 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Feb 2022)
Tax Bill$4,249 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00031110-000000

Property Details

APN / Parcel Number

Primary APN00031110-000000
Alternative APNs
  • 01010100031110000000
  • 1031895

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,051 sqft Living Area
1st Floor Area701 sqft
AtticAttic
Attic Area700 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2018
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,543 sqft (0.035 acres)
PorchOpen Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1031895
Street Address1013 PACKER ST
CityKEY WEST
StateFL
Zip33040-3260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW G G WATSON SUB I-209 PT LOTS 4 - 6 SQR 2 TR 13 H3-83 G19-190 OR1302-1396 OR1302-1394 OR1302-1395 OR1494-571 OR1494-607 OR1494-892 OR1495-779 OR1495-781 OR1495-783 OR2789-1536 OR3152-2387
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKW G G WATSON SUB
Legal Tract13
Legal Lot Number4-6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2003
Census Tract972800

Owner

Source: Monroe County records · APN 00031110-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1013 PACKER ST, KEY WEST, FL 33040-3260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2022 · Amount on Record
Deed SaleFeb 03, 2022 · Amount on Record
Prior SaleApr 01, 2016 · Amount on Record
Deed Document Number20222359893
Deed Book / Page3152 / 2387
Prior Transfer DateNov 08, 2005
Prior Transfer Doc0021640057
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 03, 2022
Property Address1013 PACKER ST, KEY WEST, FL 33040-3260
Document Number0031522387
Book / Page3152 / 2387
Map ReferenceMB I PG 209
Instrument DateJan 28, 2022
Instrument2359893
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8921 REAMS RD, 8921, NORTH CHESTERFIELD, VA 23236-2155

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 PACKER ST, KEY WEST, FL 33040-3260

Mortgage

Document Number0031522389
DateFeb 03, 2022
Instrument3152/2389
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$518,867 (+5.99%)$555,274 (+13.42%) Land $414,481 Building $140,793
2024$4,249.00 (+1.85%)
2023$4,172.00 (+13.96%) Senior Citizen's exemption$489,558 (+11.17%) Land $360,530 Building $129,028$489,558 (+11.17%) Land $360,530 Building $129,028
2022$3,661.00$440,351 Land $310,004 Building $130,347$440,351 Land $310,004 Building $130,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 7 condo units
Nearby Flood Claims4 (1994–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile USA.

Based on FCC filings for 917 locations within half a mile of this property.

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