1009 Packer St, Key West, FL 33040 Property Records

Monroe County property record for 1009 Packer St, Key West, FL 33040 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 1,722 sqft · built 1933
Lot Size	0.048 acres (2,104 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Apr 2019)
Tax Bill	$6,334 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Mar 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`00031090-000000`

Property Details

APN / Parcel Number

Primary APN	`00031090-000000`
Alternative APNs	`01010100031090000000` `1031879`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,442 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2009
Architectural Style	Triplex
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,104 sqft (0.048 acres)
Lot Dimensions	94 ft deep x 22 ft wide
Porch	Open Porch
Porch Area	276 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1031879
Street Address	1009 PACKER ST
City	KEY WEST
State	FL
Zip	33040-3260
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	KW G G WATSON SUB I-209 PT LOT 4 SQR 2 TR 13 G63-124/25 G63-126/27 OR867-313 OR1705-1748 OR1705-1749 OR1705-1750 OR1705-1751/52 OR1767-454/55 OR2755-1775/76 OR2769-2391/93 OR2960-767
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	WILLIAM A WHITEHEADS MAP
Legal Tract	13
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2003
Census Tract	972800

Owner

Source: Monroe County records · APN 00031090-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1009 PACKER ST, KEY WEST, FL 33040-3260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC
Mar 16, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	20192216602
Deed Book / Page	2960 / 767
Prior Transfer Date	Oct 27, 2015
Prior Transfer Doc	0027692391
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 23, 2019
Property Address	1009 PACKER ST, KEY WEST, FL 33040-3260
Document Number	0029600767
Book / Page	2960 / 0767
Map Reference	DD I PG 209
Instrument Date	Apr 19, 2019
Instrument	2216602
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26206 WHISPERING LEAVES DR, 26206, NEWHALL, CA 91321-2241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 PACKER ST, KEY WEST, FL 33040-3260

Mortgage

Document Number	0029600772
Date	Apr 23, 2019
Instrument	2960-0772

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1009 PACKER ST, KEY WEST, FL 33040-3260
Document Number	0029100817
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 PACKER ST KEY WEST FL 330403260, KEY WEST, FL 33040-3260

Mortgage

Document Number	0029100817
Date	Jun 06, 2018
Book Page	002910/000817
Instrument	2172294

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 05, 2046

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$718,356 (+20.38%) Land $435,571 Building $282,785	$718,356 (+20.38%) Land $435,571 Building $282,785
2024	$6,334.00 (+10.81%)
2023	$5,716.00 (+9.21%)	$596,721 (+6.97%) Land $331,462 Building $265,259	$596,721 (+6.97%) Land $331,462 Building $265,259
2022	$5,234.00	$557,824 Land $285,879 Building $271,945	$557,824 Land $285,879 Building $271,945

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879728002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 191 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured 7 under condo master policies
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017, other causes, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 917 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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