1012 Packer St, #7A, Key West, FL 33040 Property Records

Monroe County property record for 1012 Packer St, #7A, Key West, FL 33040

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 768 sqft · built 2002
Lot Size	0.04 acres (1,737 sqft)
Owner	Individual on Record
Last Sale	$725,000 (Jul 2026)
Tax Bill	$6,070 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`00030990-000107`

Property Details

APN / Parcel Number

Primary APN	`00030990-000107`
Alternative APN	`9003391`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,737 sqft (0.04 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Unfinished Open Porch
Porch Area	208 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	9003391
Street Address	1012 PACKER ST, 7A
City	KEY WEST
State	FL
Zip	33040-3261
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HNC1
Legal Description	UNIT 7A TRUMAN GARDENS, A CONDOMINIUM OR1808-915/16 OR1963-657/60 OR1963-661/64 OR2302-2222 OR2776-1586/87 OR2864-674/75 OR2864-676/77 OR2996-0797
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	WATSON G G
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2004
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1012 PACKER ST, 7A, KEY WEST, FL 33040-3261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 12, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	20262551906
Deed Book / Page	3392 / 702
Prior Transfer Date	Dec 23, 2015
Prior Transfer Doc	0027761586
Record Updated	Sep 20, 2026

July 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE FL
Recording Date	Jul 16, 2026
Property Address	1012 PACKER ST, 7A, KEY WEST, FL 33040-3261
Document Number	0002551906
Book / Page	3392 / 702
Instrument Date	Jul 15, 2026
Instrument	20262551906
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$512,575.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 PACKER ST, 7A, KEY WEST, FL 33040-3261

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 26, 2019
Property Address	1012 PACKER ST # 7A, 7A, KEY WEST, FL 33040-3261
Document Number	0029960797
Book / Page	002996 / 000797
Instrument Date	Nov 21, 2019
Instrument	2246135
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 OCEAN AVE #2605 ASBURY PARK NJ 077129306, 2605, ASBURY PARK, NJ 07712-9306

Mortgage

Document Number	29960801
Date	Nov 26, 2019
Book Page	002996/000801
Instrument	2246136

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 12, 2017
Property Address	1012 PACKER ST # 7A, 7A, KEY WEST, FL 33040-3261
Document Number	0028640676
Book / Page	002864 / 000676
Instrument Date	Jul 11, 2017
Instrument	2131034
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 SCOTT AVE NASHVILLE TN 372163119, NASHVILLE, TN 37216-3119

Mortgage

Document Number	28640694
Date	Jul 12, 2017
Book Page	002864/000694
Instrument	2131037

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 12, 2017
Property Address	1012 PACKER ST # 7A, 7A, KEY WEST, FL 33040-3261
Document Number	0028640674
Book / Page	002864 / 000674
Instrument Date	Jul 11, 2017
Instrument	2131033
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 SCOTT AVE NASHVILLE TN 372163119, NASHVILLE, TN 37216-3119

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,070.00 (+9.86%)	$775,425 (+49.52%) Land $557,670 Building $217,755	$775,425 (+49.52%) Land $557,670 Building $217,755
2024	$5,525.00 (+16.96%)
2023	$4,724.00 (+7%)	$518,616 (-0.42%) Land $319,340 Building $199,276	$518,616 (-0.42%) Land $319,340 Building $199,276
2022	$4,415.00	$520,801 Land $319,340 Building $201,461	$520,801 Land $319,340 Building $201,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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